Question: Could you recommend a legitimate home-based business that can be run part time? I have a full-time job. I would probably have 15 to 20 hours a week to devote to it. I also have a state-of-the-art computer and printer at home.

Answer: Before choosing the business to get into, you'll have to determine what kind of business owner you can be, said Fitz Corr, counselor with the Cincinnati chapter of the Service Corps of Retired Executives Association, or SCORE.

Whether you are beginning a part-time or full-time business, he said you require at least three credentials: experience in the field you pursue, financing and a predilection toward management skills. A bonus credential is to have a burning desire to run the business. That often is what separates a little dabbling from a success.

Are you good at graphics and want to pursue graphic design? Write resumes and Internet Web pages? Or can you tackle technical writing? Evaluate your talents and select a venture that not only capitalizes on your abilities but is something you will enjoy and can build on.

Also, regardless of how much time you have for the venture, a home-based business must be treated like a business. That means giving clients the impression that they are calling your office, not your home. Set up a separate phone line, and keep barking dogs and children away from conversations. If you cannot make yourself available during business hours, then select an answering service that will accommodate callers.

The library carries several books on the subject of home businesses, such as 1,101 Businesses You Can Start at Home and the Work at Home Sourcebook. You can find more in the government and business section.

Readers should consider the advice from the Business Panel as general information only. Business operators should seek the help of experts on questions regarding their companies because circumstances might vary.

- Compiled by Lisa Biank Fasig