The following is a sampling of the highest rates available at Greater Cincinnati banks and savings and loans. Information was provided by each financial institution and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.
Six-month certificate of deposit

Institution ... Yield
Cottage Savings ($500) ... 4.25%
CenterBank ($500) ... 4.00%
Columbia Savings ($500) ... 4.00%
Franklin Savings ($500) ... 4.00%
PNC Bank ... 4.00%
Spring Valley Bank ... 4.00%
Eagle Savings ... 4.00%
Towne Bank ($2,500) ... 3.90%
Foundation Savings Bank ... 3.89%
Wstwd. Homestead ($500) ... 3.80%
Anderson Bank ($500) ... 3.50%
Provident Bank ... 2.50%

       One-year certificate of deposit

       Institution ... Yield
       Lenox Savings ($500) ... 4.20%
Eagle Savings Bank ... 4.40%
CenterBank ($500) ... 4.35%
Cottage Savings ($500) ... 4.35%
Franklin Savings ($500) ... 4.25%
Provident Bank ... 4.25%
Spring Valley Bank ... 4.25%
PNC Bank ... 4.25%
Towne Bank ($500) ... 4.20%
Foundation Savings ($500) ... 4.16%
Columbia Savings ($500) ... 4.15%
Wstwd. Homestead ($500) ... 4.00%
Anderson Bank ($500) ... 3.75%

       Two-year certificate of deposit

       Institution ... Yield
       Foundation Savings ($500) ... 4.76%
Provident Bank ... 4.75%
Eagle Savings Bank ... 4.75%
PNC Bank ... 4.75%
CenterBank ($500) ... 4.65%
Spring Valley Bank ... 4.65%
Franklin Savings ($500) ... 4.63%
Cottage Savings ($500) ... 4.60%
Towne Bank ($500) ... 4.55%
Wstwd. Homestead ($500) ... 4.55%
Lenox Savings ($500) ... 4.50%
Columbia Savings ($500) ... 4.45%
Anderson Bank ($500) ... 4.00%
       Five-year certificate of deposit

       Institution ... Yield
       Provident Bank ... 5.75%
Foundation Savings ($500) ... 5.52%
Wstwd. Homestead ($500) ... 5.50%
Columbia Savings ($500) ... 5.35%
PNC Bank ... 5.25%
Towne Bank ($500) ... 5.10%
Eagle Savings Bank ... 5.05%
Lenox Savings ($500) ... 5.00%
CenterBank ($500) ... 5.00%
Cottage Savings ($500) ... 5.00%
       

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