The following is a sampling of the highest rates available at Greater Cincinnati banks and savings and loans. Information was provided by each financial institution and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

Six-month certificate of deposit
Institution ... Yield
Union Savings ($500) ... 4.25%
Cottage Savings ($500) ... 4.10%
Columbia Savings ($500) ... 4.10%
Cincinnati Federal S&L ... 4.05%
CenterBank ($500) ... 4.00%
Franklin Savings ($500) ... 4.00%
Spring Valley Bank ... 4.00%
Eagle Savings ... 4.00%
Cheviot B&L ($500) ... 3.90%
PNC Bank ... 3.85%
Wstwd Homestead ($500) ... 3.80%
Foundation Savings Bank ... 3.77%
Winton S&L ($500) ... 3.75%
Anderson Bank ($500) ... 3.50%
Provident Bank ... 2.50%

One-year certificate of deposit
Institution ... Yield
Eagle Savings Bank ... 4.40%
CenterBank ($500) ... 4.35%
Cottage Savings ($500) ... 4.30%
Union Savings ($500) ... 4.30%
Franklin Savings ($500) ... 4.25%
Provident Bank ... 4.25%
Spring Valley Bank ... 4.25%
Towne Bank ($500) ... 4.20%
Cincinnati Federal S&L ... 4.20%
Cheviot B&L ($500) ... 4.15%
Columbia Savings ($500) ... 4.10%
Winton S&L ($500) ... 4.05%
PNC Bank ... 4.05%
Wstwd Homestead ($500) ... 4.00%
Foundation Savings ($500) ... 3.99%
Lenox Savings ($500) ... 3.95%
Anderson Bank ($500) ... 3.75%

Two-year certificate of deposit
Institution ... Yield
Cottage Savings ($500) ... 4.75%
Provident Bank ... 4.75%
Eagle Savings Bank ... 4.75%
CenterBank ($500) ... 4.65%
Cheviot B&L ($500) ... 4.65%
Columbia Savings ($500) ... 4.65%
Franklin Savings ($500) ... 4.63%
Wstwd Homestead ($500) ... 4.55%
Cincinnati Federal S&L ... 4.52%
Towne Bank ($500) ... 4.45%
Foundation Savings ($500) ... 4.45%
PNC Bank ... 4.40%
Union Savings ($500) ... 4.30%
Lenox Savings ($500) ... 4.25%
Winton S&L ($500) ... 4.25%
Anderson Bank ($500) ... 4.00%

Five-year certificate of deposit
Institution ... Yield
Provident Bank ... 6.00%
Wstwd Homestead ($500) ... 5.50%
Foundation Savings ($500) ... 5.47%
Columbia Savings ($500) ... 5.35%
Cottage Savings ($500) ... 5.25%
PNC Bank ... 5.25%
Cincinnati Federal S&L ... 5.09%
Eagle Savings Bank ... 5.05%
Towne Bank ($500) ... 5.00%
Cheviot B&L ($500) ... 5.00%
CenterBank ($500) ... 5.00%
Lenox Savings ($500) ... 4.60%
Winton S&L ($500) ... 4.50%
Union Savings ($500) ... 4.35%

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