The following is a sampling of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each financial institution and is subject to change. Minimum deposits are $1,000, except where noted (in parentheses). Enquirer research by Shirley Dees:

        6-month certificate of deposit
        Institution - Yield
        Union Savings Bank ($500) - 3.30%
        Mt. Washington S&L - 3.26%
        Foundation Savings Bank - 3.24%
        CenterBank ($500) - 3.20%
        Cottage Savings ($500) - 3.10%
        Cheviot B&L ($500) - 3.00%
        Wstwd Homestead ($500) - 3.00%
        Franklin Savings ($500) - 3.00%
        Cincinnati Federal S&L - 3.00%
        Eagle Savings - 2.96%
        Columbia Savings ($500) - 2.80%
        Spring Valley Bank - 2.50%
        Anderson Bank ($500) - 2.26%
        PNC Bank - 2.00%
        Provident Bank - 1.75%

        1-year certificate of deposit
        Institution - Yield
        Eagle Savings - 3.69%
        Foundation Savings ($500) - 3.61%
        CenterBank ($500) - 3.60%
        Wstwd Homestead ($500) - 3.50%
        Cottage Savings ($500) - 3.50%
        Mt. Washington S&L - 3.50%
        Union Savings Bank ($500) - 3.35%
        Cincinnati Federal S&L - 3.32%
        Cheviot B&L ($500) - 3.30%
        Franklin Savings ($500) - 3.25%
        Provident Bank - 3.25%
        Towne Bank ($500) - 3.20%
        Spring Valley Bank - 3.05%
        Columbia Savings ($500) - 3.00%
        Anderson Bank ($500) - 3.00%
        Lenox Savings ($500) - 2.75%
        PNC Bank - 2.25%

        2-year certificate of deposit
        Institution - Yield
        CenterBank ($500) - 4.00%
        Mt. Washington S&L - 4.00%
        Eagle Savings - 3.93%
        Foundation Savings ($500) - 3.92%
        Cheviot B&L ($500) - 3.91%
        Cottage Savings ($500) - 3.80%
        Wstwd Homestead ($500) - 3.75%
        Provident Bank - 3.75%
        Spring Valley Bank - 3.65%
        Towne Bank ($500) - 3.60%
        Columbia Savings ($500) - 3.60%
        Franklin Savings ($500) - 3.50%
        Cincinnati Federal S&L - 3.40%
        Union Savings Bank ($500) - 3.35%
        Anderson Bank ($500) - 3.25%
        Lenox Savings ($500) - 3.25%
        PNC Bank - 2.90%

        5-year certificate of deposit
        Institution - Yield
        Provident Bank - 5.25%
        Foundation Savings ($500) - 5.01%
        Wstwd Homestead ($500) - 5.00%
        Cheviot B&L ($500) - 4.90%
        Franklin Savings ($500) - 4.88%
        Columbia Savings ($500) - 4.85%
        Cottage Savings ($500) - 4.75%
        Mt. Washington S&L - 4.60%
        CenterBank ($500) - 4.50%
        Cincinnati Federal S&L - 4.50%
        Eagle Savings - 4.41%
        Towne Bank ($500) - 4.30%
        PNC Bank - 4.25%
        Lenox Savings ($500) - 3.50%
        Union Savings Bank ($500) - 3.40%

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