The following is a sampling of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees:

6-month certificate of deposit
       Institution ... Yield
       Eagle Savings Bank ... 2.70%
       Foundation Savings Bank ... 2.61%
       Cottage Savings ($500) ... 2.60%
       Union Savings Bank ($500) ... 2.60%
       Mt. Washington S&L ... 2.60%
       Towne Bank ($2500) ... 2.53%
       Franklin Savings ($500) ... 2.50%
       Anderson Bank ($500) ... 2.50%
       CenterBank ($500) ... 2.50%
       Cincinnati Federal S&L ... 2.50%
       Spring Valley Bank ... 2.50%
       Columbia Savings Bk. ($500) ... 2.45%
       Cheviot B&L ($500) ... 2.40%
       Westwd Homestead ($500) ... 1.90%
       Columbia Savings Bk., Ky. ... 1.90%
       Lenox Savings ($2500) ... 1.75%
       PNC Bank ... 1.50%
       Provident Bank ... 1.00%

1-year certificate of deposit
       Institution ... Yield
       Foundation Savings ($500) ... 3.21%
       CenterBank ($500) ... 3.10%
       Cottage Savings ($500) ... 3.10%
       Spring Valley Bank ... 3.05%
       Franklin Savings ($500) ... 3.00%
       Union Savings Bank ($500) ... 3.00%
       Eagle Savings Bank ... 3.00%
       Provident Bank ... 3.00%
       Cincinnati Federal S&L ... 2.85%
       Cheviot B&L ($500) ... 2.80%
       Columbia Savings Bk. ($500) ... 2.75%
       Towne Bank ($500) ... 2.73%
       Mt. Washington S&L ... 2.70%
       Westwd Homestead ($500) ... 2.35%
       Columbia Savings Bk., Ky. ... 2.34%
       Anderson Bank ($500) ... 2.25%
       Lenox Savings ($500) ... 2.15%
       PNC Bank ... 2.00%
       
2-year certificate of deposit
       Institution ... Yield
       Foundation Savings ($500) ... 3.76%
       Cottage Savings ($500) ... 3.75%
       Provident Bank ... 3.75%
       CenterBank ($500) ... 3.50%
       Columbia Savings Bk. ($500) ... 3.45%
       Spring Valley Bank ... 3.45%
       Cincinnati Federal S&L ... 3.40%
       Towne Bank ($500) ... 3.30%
       Franklin Savings ($500) ... 3.25%
       Cheviot B&L ($500) ... 3.25%
       Union Savings Bank ($500) ... 3.25%
       Lenox Savings ($500) ... 3.25%
       PNC Bank ... 3.25%
       Eagle Savings Bank ... 3.25%
       Westwd Homestead ($500) ... 3.10%
       Columbia Savings Bk., Ky. ... 3.10%
       Mt. Washington S&L ... 2.80%
       Anderson Bank ($500) ... 2.75%

5-year certificate of deposit
       Institution ... Yield
       Provident Bank ... 5.50%
       Cincinnati Federal S&L ... 5.15%
       Foundation Savings ($500) ... 5.01%
       Westwd Homestead ($500) ... 5.00%
       PNC Bank ... 5.00%
       Franklin Savings ($500) ... 4.88%
       Columbia Savings Bk., Ky. ... 4.75%
       Columbia Savings Bk. ($500) ... 4.70%
       Cheviot B&L ($500) ... 4.50%
       CenterBank ($500) ... 4.50%
       Lenox Savings ($500) ... 4.50%
       Eagle Savings Bank ... 4.50%
       Towne Bank ($500) ... 4.33%
       Cottage Savings ($500) ... 4.25%
       Union Savings Bank ($500) ... 4.00%
       Mt. Washington S&L ... 4.00%

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