DAYTON, Ohio — Families of many National Guard members who were called to active duty soon after the Sept. 11 terrorist attacks in New York and Washington are facing a financial crisis, Guard officials say.

        The families' incomes have decreased as civilian employers have stopped making up the difference between active Guard members' civilian salaries and their military pay.

        “I can tell you, we're forcing some of our soldiers into bankruptcy because there's nothing in place to help them,” Ohio Army National Guard Col. Margaret Skelton told the Dayton Daily News for a story published Monday.

        Families who are struggling the most are those who never expected long-term deployments and didn't plan for that possibility, she said.

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