The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Oct. 3 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

        6-month certificate of deposit
        Savings Bank 2.35%
        Mount Washington S&L 2.30%
        CenterBank ($500) 2.30%
        Columbia Savings Bank ($500) 2.30%
        Cottage Savings ($500) 2.25%
        Eagle Savings Bank 2.25%
        Peoples Community Bank 2.25%
        Towne Bank ($2,500) 2.25%
        Cincinnati Federal S&L 2.25%
        Cheviot B&L ($500) 2.15%
        Winton S&L ($500) 1.75%
        Anderson Bank ($500) 1.50%
        Westwood Homestead ($500) 1.35%
        Columbia Savings, Ky. ($500)1.35%
        PNC Bank 1.10%
        Provident Bank 1.00%

        1-year certificate of deposit
        InstitutionYieldFoundation Savings ($500) 2.95%
        CenterBank ($500) 2.90%
        Cottage Savings ($500) 2.50%
        Eagle Savings Bank 2.50%
        Peoples Community Bank 2.50%
        Towne Bank ($500) 2.50%
        Mount Washington S&L 2.50%
        Cincinnati Federal S&L 2.50%
        Columbia Savings Bank ($500) 2.50%
        Cheviot B&L ($500) 2.35%
        Provident Bank 2.00%
        Winton S&L ($500) 2.00%
        Anderson Bank ($500)2.00%
        Westwood Homestead ($500) 1.75%
        Columbia Savings Bank, Ky. ($500) 1.75%
        PNC Bank1.20%

        2-year certificate of deposit
        Foundation Savings ($500) 3.35%
        Cottage Savings ($500) 3.30%
        CenterBank ($500) 3.30%
        Peoples Community Bank 3.25%
        Towne Bank ($500) 3.25%
        Eagle Savings Bank 3.00%
        Cheviot B&L ($500) 3.00%
        Cincinnati Federal S&L 3.00%
        Columbia Savings Bank ($500) 2.80%
        Mount Washington S&L 2.75%
        Anderson Bank ($500) 2.50%
        Provident Bank 2.25%
        Westwood Homestead ($500) 2.25%
        Winton S&L ($500) 2.25%
        Columbia Savings Bk., Ky. ($500) 2.25%
        PNC Bank 1.70%

        5-year certificate of deposit
        Foundation Savings ($500) 4.51%
        Peoples Community Bank 4.50%
        CenterBank ($500) 4.30%
        Cheviot B&L ($500) 4.26%
        Cottage Savings ($500) 4.25%
        Cincinnati Federal S&L 4.25%
        Eagle Savings Bank 4.25%
        Mount Washington S&L 4.25%
        Westwood Homestead ($500) 4.15%
        Columbia Savings Bk., Ky. ($500) 4.15%
        Towne Bank ($500) 4.10%
        Columbia Savings Bank ($500) 3.75%
        Provident Bank 3.50%
        PNC Bank 3.00%
        Winton S&L ($500) 2.75%

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