Saturday, November 16, 2002

Rate Report



Rate Report

The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Nov. 14 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Foundation Bank2.15%
Peoples Community Bank2.15%
CenterBank ($500)2.05%
Cheviot B&L ($500) 2.05%
Cottage Savings ($500)2.00%
Columbia Savings Bank ($500)1.95%
Eagle Savings Bank1.85%
Towne Bank ($2,500)1.75%
Franklin Savings ($500)1.75%
Cincinnati Federal S&L1.75%
Westwood Homestead ($500)1.15%
Columbia Savings Bank, Ky. ($500)1.15%
PNC Bank1.10%
Anderson Bank ($500)1.00%
Provident Bank1.00%

1-year certificate of deposit

InstitutionYield
Foundation Bank ($500)2.50%
Peoples Community Bank2.40%
CenterBank ($500)2.35%
Cheviot B&L ($500)2.35%
Cottage Savings ($500)2.25%
Columbia Savings Bank ($500)2.10%
Eagle Savings Bank2.10%
Towne Bank ($500) 2.00%
Cincinnati Federal S&L2.00%
Franklin Savings ($500)2.00%
Anderson Bank ($500)1.50%
Provident Bank1.50%
Westwood Homestead ($500)1.20%
Columbia Savings Bank, Ky. ($500)1.20%
PNC Bank1.10%

2-year certificate of deposit

InstitutionYield
Foundation Bank ($500)3.00%
Cottage Savings ($500)3.00%
Peoples Community Bank3.00%
Cheviot B&L ($500)3.00%
CenterBank ($500)2.80%
Towne Bank ($500) 2.60%
Eagle Savings Bank2.60%
Franklin Savings ($500)2.50%
Cincinnati Federal S&L2.50%
Anderson Bank ($500)2.50%
Columbia Savings Bank ($500)2.40%
Provident Bank2.25%
Westwood Homestead ($500)1.80%
Columbia Savings Bank, Ky. ($500)1.80%
PNC Bank1.60%

5-year certificate of deposit

InstitutionYield
Foundation Bank ($500)4.25%
Peoples Community Bank4.25%
Eagle Savings Bank4.10%
Cheviot B&L ($500)4.10%
CenterBank ($500)4.10%
Cottage Savings ($500)4.00%
Westwood Homestead ($500)4.00%
Provident Bank4.00%
Towne Bank ($500) 3.85%
Franklin Savings ($500)3.75%
Columbia Savings Bank ($500)3.75%
Columbia Savings Bank, Ky. ($500)3.75%
Cincinnati Federal S&L3.75%
PNC Bank2.90%