Rate Report
The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Nov. 14 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.
6-month certificate of deposit
| Institution | Yield |
| Foundation Bank | 2.15% |
| Peoples Community Bank | 2.15% |
| CenterBank ($500) | 2.05% |
| Cheviot B&L ($500) | 2.05% |
| Cottage Savings ($500) | 2.00% |
| Columbia Savings Bank ($500) | 1.95% |
| Eagle Savings Bank | 1.85% |
| Towne Bank ($2,500) | 1.75% |
| Franklin Savings ($500) | 1.75% |
| Cincinnati Federal S&L | 1.75% |
| Westwood Homestead ($500) | 1.15% |
| Columbia Savings Bank, Ky. ($500) | 1.15% |
| PNC Bank | 1.10% |
| Anderson Bank ($500) | 1.00% |
| Provident Bank | 1.00% |
1-year certificate of deposit
| Institution | Yield |
| Foundation Bank ($500) | 2.50% |
| Peoples Community Bank | 2.40% |
| CenterBank ($500) | 2.35% |
| Cheviot B&L ($500) | 2.35% |
| Cottage Savings ($500) | 2.25% |
| Columbia Savings Bank ($500) | 2.10% |
| Eagle Savings Bank | 2.10% |
| Towne Bank ($500) | 2.00% |
| Cincinnati Federal S&L | 2.00% |
| Franklin Savings ($500) | 2.00% |
| Anderson Bank ($500) | 1.50% |
| Provident Bank | 1.50% |
| Westwood Homestead ($500) | 1.20% |
| Columbia Savings Bank, Ky. ($500) | 1.20% |
| PNC Bank | 1.10% |
2-year certificate of deposit
| Institution | Yield |
| Foundation Bank ($500) | 3.00% |
| Cottage Savings ($500) | 3.00% |
| Peoples Community Bank | 3.00% |
| Cheviot B&L ($500) | 3.00% |
| CenterBank ($500) | 2.80% |
| Towne Bank ($500) | 2.60% |
| Eagle Savings Bank | 2.60% |
| Franklin Savings ($500) | 2.50% |
| Cincinnati Federal S&L | 2.50% |
| Anderson Bank ($500) | 2.50% |
| Columbia Savings Bank ($500) | 2.40% |
| Provident Bank | 2.25% |
| Westwood Homestead ($500) | 1.80% |
| Columbia Savings Bank, Ky. ($500) | 1.80% |
| PNC Bank | 1.60% |
5-year certificate of deposit
| Institution | Yield |
| Foundation Bank ($500) | 4.25% |
| Peoples Community Bank | 4.25% |
| Eagle Savings Bank | 4.10% |
| Cheviot B&L ($500) | 4.10% |
| CenterBank ($500) | 4.10% |
| Cottage Savings ($500) | 4.00% |
| Westwood Homestead ($500) | 4.00% |
| Provident Bank | 4.00% |
| Towne Bank ($500) | 3.85% |
| Franklin Savings ($500) | 3.75% |
| Columbia Savings Bank ($500) | 3.75% |
| Columbia Savings Bank, Ky. ($500) | 3.75% |
| Cincinnati Federal S&L | 3.75% |
| PNC Bank | 2.90% |