Monday

Job Search Focus Group: 8 a.m. weekly for new member orientation; 9 a.m. weekly regular meeting, Hyde Park Community United Methodist Church, 1345 Grace Ave. Details: 871-0320.

Cheers Toastmasters: noon weekly, Crowne Plaza Hotel, Sixth and Vine St., downtown. Details: Michele Girard, 688-1625.

Business Network International, Commonwealth chapter: 11:30 a.m. weekly, Holiday Inn, Covington. Details: Dr. Ron Savignano, (859) 261-9261.

Cincinnati Toastmasters Club #472: 7 p.m., Good Shepherd Lutheran Church, 7701 Kenwood Road. Details: Rick Stone, 481-5577.

HomeBiz Networking @ Lunch: 11:30 a.m., Johnny Chan 2, Harper's Point, Symmes Township. "Cash Flow Management." Cost: $15. Registration: Elaine Milstein 891-7015.

Tuesday

Toast of the Town (Toastmasters): Noon weekly, 4680 Parkway Drive, Suite 420 (Ford Regional Offices) in Mason. "Improve Your Communications and Interpersonal Skills." Details: Michael Davis, 745-7039.

Business Network International, Anderson/Eastgate chapter: 7:30 a.m. weekly, Comey & Shepherd, 7333 Beechmont Ave. Details: Steve Waldner, (513) 943-1889.

Business Network International, Hyde Park chapter: 7:15 a.m. weekly, Big Sky Bread Bakery & Cafe, Oakley Square, 3012 Madison Road. Details: Kenneth Kinder, (513) 852-2594.

Business Network International, Kenton/Boone chapter: 7:15 a.m. weekly, Colonial Cottage, Erlanger. Details: Gary Jennings, (859) 431-1975.

Business Network International, Boone County chapter: 7:30 a.m. weekly, Wessels Building, 1881 Dixie Highway. Details: Don Talbert, (513) 762-7736.

Business Network International, Middletown chapter: 7 a.m. weekly, 3851 Towne Blvd. Details: Dr. David Terry, (513) 442-2598.

Business Network International, Delhi chapter: 7:30 a.m. weekly, Western Hills Sports Mall, 2323 Ferguson Road. Details: Steve Schenkel, (513) 347-0700.

Business Network International, West Cincinnati chapter: 7:30 a.m. weekly, Winton Savings & Loan, 5511 Cheviot Road. Details: Tom Tasset Jr., (513) 741-2100.

Business Network International, River Valley chapter: 7:30 a.m. weekly, Perkins, 2611 Alexandria Pike. Details: Mike Shine, (859) 341-6700, ext. 19.

Network Professionals Inc., Eastern Cincinnati chapter: 7:30 a.m. weekly, New England Club, 8135 Beechmont Ave. Details: Frank Agin, (888) 509-5323.

Greater Anderson Networking Professionals: 7:30 a.m. weekly, Frisch's Restaurant, 7706 Beechmont Ave., Anderson Township. Details: Jim Dunphy, 528-2721.

Seven Hills Toastmasters: 6:30 p.m. first and third Tuesday, Coldwell Banker, 9600 Montgomery Road. Details: Brian Cambre, 793-6211.

Star Financial Group Inc.: 6 p.m. weekly, 4866 Cooper Road, Blue Ash. "How to Pay for College Without Going Broke - Getting the Maximum Money for College." Free. Reservations: 792-4692.

Speaking at Fourth & Vine Toastmasters chapter: 12:15 weekly, 309 Vine St, sixth floor in the prime rate room. "Improve Communication and Interpersonal Skills." Details: Chris Toney, 763-1693.

International Association of Administrative Professionals, Northern Kentucky chapter: 6:15 p.m., Cinergy Services, Atrium II, Fourth & Sycamore, downtown. Annual impact meeting. Details: (513) 983-2773.

Allied Construction Industries: 7:15 a.m., 1010 Yale Ave. "How to Deal With a Problem Project - A Hypothetical Case Study." Cost: $50 members; $75 nonmembers. Details: 221-8020.

Commercial Real Estate Women (CREW) of Cincinnati: 11:30 a.m., Renaissance Apartment Building, 224 E. Eight St. Cost: $25 members in advance; $35 nonmembers; $45 at the door. Reservations: 651-2122.

Wednesday

Business Network International, Eastern Hills chapter: 7:30 a.m. weekly, Comey & Shepherd Realtors, 7333 Beechmont Ave. Free. Details: Rick Seissiger, (513) 576-0747.

Business Network International, Kenwood chapter: 7 a.m. weekly, Tri Health Sports Complix, I-71 and Pfeiffer Road. Details: Jim Courtney (513) 961-3075.

Business Network International, Mason chapter: 7:15 a.m., weekly, Sibcy Cline Realtors, 10000 Kings Automall Drive. Details: Cory O'Donnell (513) 683-7688.

Business Network International, River Cities chapter: 7:30 a.m. weekly, Colonial Cottage Inn, 3140 Dixie Highway, Erlanger. Details: Dave Schansberg, (859) 341-5777.

Business Network International, Tristate chapter: 7:15 a.m. weekly, Perkins restaurant, 2611 Alexandria Pike, Highland Heights. Details: Tom Bockenstette, 752-5400.

Business Network International, West Chester chapter, 7 a.m. weekly, O'Charley's Restaurant, 7412 Tylersville Road, West Chester Township. Details: Barb Fischer, (513) 759-0070.

Business Network International, Western Hills chapter: 7:30 a.m. weekly, Western Sports Mall, 2323 Ferguson Road. Details: Carl McClurg, (513) 598-6011.

Business Network International, Beckett chapter: 11:45 a.m. weekly, Beckett Office Center, 8050 Beckett Center Drive, West Chester Township. Details: Doug Smith, (513) 699-5050.

Business Network International, Greater Cincinnati chapter: 7:15 a.m. weekly, Fifth Third Tower 30th floor, downtown. Details: Brad Youngblood, (513) 841-1010.

Business Network International, Fairfield chapter: 7 a.m. weekly, ET Cyber CafÈ, 5965-2 Boymel Drive. Details: Dr. Dean Tower, (513) 858-3311.

Toastmasters of Mount Auburn: Noon weekly, Cancer Family Care, 2421 Auburn Ave. Details: Jan Borgman or Andrea Herzig, 731-3346.

eWomenNetwork: 11 a.m., Bankers Club, Fifth Third Building, Fountain Square. Exclusive Women's Accelerated Networking luncheon - "Health and Wealth - You Can Have It All." Cost: $35.members in advance; $45 nonmembers. $55 at the door. Registration: email: vogel@ewomennetwork.com.

National Human Resources Association, Cincinnati Affiliate: 11:30 a.m., Queen City Club, 331 E. Fourth St., downtown. "Polishing Your Presentation Skills." Cost: $20 members and students in advance; $25 nonmembers; $5 additional at the door. Reservations: Shauna Arnett, (859) 344-5392.

American Association of Individual Investors, Cincinnati chapter: 6:30 p.m., Quality Inn & Hotel, 4747 Montgomery Road, Norwood. "Five Golden Rules of Income Planning in a Changing Market." Cost: $20 for program and dinner; $5 after 8 p.m. for program only. Registration: 521-8365.

Northern Kentucky Chamber of Commerce: Noon, Turfway Park, 7500 Turfway Road, Florence. Workforce Professional Series, Part IV - "Personnel Agreements, Forms and Strategies to Protect Your Business." Cost: $85 members; $95 future members. Reservations: (859) 578-8800.

Greater Cincinnati Chamber of Commerce: 11:30 a.m., Queen City Club, 331 E. Fourth St. Association for Corporate Growth Luncheon. Featuring Pete Sorrentino, chief information officer of Bartlett & Co. Cost: $30 ACG members; $40 nonmembers. Registration: 579-3111.

Project Management Institute, Southwest Ohio chapter: 6 p.m., Clarion Hotel, 5901 Pfeiffer Road, Blue Ash. "Port Authority of New York and New Jersey." Cost: $25 members in advance; $35 members and nonmembers at the door; $10 student chapter members. Reservations: Kristie Spivey, 737-0795.

T.A.L.K. Toastmasters-Milford: 6:45 p.m., St. Andrews Parish, 552 Main St. Details: Barbara Boles, 722-0975.

Thursday

Business Network International, Blue Ash chapter: 7:15 a.m. weekly, Blue Ash Banquet Hall, 11330 Williamson Road. Details: Jane Henke, (513) 825-7585.

Business Network International, Bluegrass chapter: 11:30 a.m. weekly, Holiday Inn, Riverfront, 600 West Third St., Covington. Details: Ken Holiday, (859) 802-3049.

Business Network International, KOI chapter: 7 a.m. weekly, Colonial Cottage Inn, 3140 Dixie Highway, Erlanger, Details: Rick Schuler, (859) 525-1199.

Business Network International, Montgomery chapter: 11:30 a.m. weekly, Kids First Sports Center, 7900 E. Kemper Road. Details: Jeff McSwain, (513) 326-6665.

Business Network International, Tri-County chapter: 7 a.m. weekly, Kinker-Eveleigh, 7750 Montgomery Road. Details: Bill Perin, (513) 984-6620.

Business Network International, Springdale chapter: 7:30 a.m. weekly, Cincinnati Investments Council, 12077 Sheraton Lane. Details: Jenny Funk, (513) 891-8400.

Northern Hills Toastmasters: 7 p.m. weekly, Fairfield Fire Station No. 2, Ohio 4 at Boymel Drive, Fairfield. Details: Mike Combs, 742-0768.

West Hills Toastmasters: 7 p.m. first and third Thursday of each month, Perkins Restaurant, Monfort Heights. Details: Don Hartley, 481-6608 or Will Atkinson, 574-0396.

Northern Kentucky Chamber of Commerce: 5 p.m., Twin Oaks Golf & Plantation Club, 450 E. 43rd St., Covington. Business After Hours - "Winter Warm-Up at the 19th Hole." Cost: $5. Reservations: (859) 578-6395.

International Association of Administrative Professionals, Cincinnati chapter: 5:30 p.m., Vernon Manor Hotel, 400 Oak St. "Travel Safety." Cost: $20 members; $23 nonmembers. Reservations: 483-5555.

Friday

Business Network International, Northern Kentucky chapter: 7 a.m. weekly, Colonial Cottage Inn, 3140 Dixie Highway, Erlanger. Details: Cyril Benjamin, (859) 491-8300.

Allied Construction Industries: 8 a.m., 1010 Yale Ave. "Tax Strategies for Contractors." Cost: $30 members; $45 nonmembers. Details: 221-8020.

American Marketing Association (AMA), Cincinnati chapter: 11:30 a.m., Montgomery Inn Banquet Center, 601 E. Pete Rose Way. "Positioning Your Organization for Success with Community Impact." Cost: $25 members in advance; $30 at the door; $35 nonmembers in advance; $40 at the door. Registration: 784-2373.

Northern Kentucky Chamber of Commerce: 8 a.m., Chamber Center, 300 Buttermilk Pike, suite 330, Fort Mitchell. A Chance to Meet - "Icy Williams, associate director, supplier diversity, Procter & Gamble." Cost: $10 Greater Cincinnati and Northern Kentucky Chamber members; $20 future members. Reservations: (859) 578-8800.

Northern Kentucky Chamber of Commerce: 10 a.m., Chamber Center, 300 Buttermilk Pike, suite 330, Fort Mitchell. "Minority Business Certification Orientation." Free. Reservations: (859) 578-8800.

The Circuit: 8 a.m., Banker's Club, Fifth Third Center, 511 Walnut St., downtown. The Circuit and MSV Breakfast Forum - "Future Economic and Consumer Trends." Cost: $20. Registration: Connie, 791-2884, ext. 204.

Greater Cincinnati Chamber of Commerce: 8 a.m., Schiff Family Conference Center in Xavier University's Cintas Center. Business Exchange - "Networking Your Way to Success: Creating a Slight Edge." Cost: $12 Chamber members; $24 nonmembers. Registration: 579-3111.

Saturday

Mount Healthy Business Association: 6 p.m., Just One More (Banquet room), 7511 Hamilton Ave. "Winter Social." Cost: $17.50. Details: Jill Claire, 522-2652.

SEMINARS

Tuesday

College financial aid: 7 p.m. Tuesday and Thursday and 9:30 a.m. Saturday, Oak Hills High School, room 126. Sponsored by Makris Financial Group. Free. Reservations: 922-6400.

College funding: 4 p.m. Tuesday and 9:30 a.m. Thursday, 11500 Northlake Drive, suite 100. "Planning 201 - College Funding." Sponsored by Retirement Capital Advisors. Free. Reservations: 605-3588.

Wednesday

Advertising: 9 a.m., Montgomery Inn Banquet Center, 601 E. Pete Rose Way. "The Wizard of Ads." Sponsored by the Advertising Club of Cincinnati and Sound Images Inc. Cost: $60 members, $90 nonmembers. Reservations: 984-9990.

Where to send notices:

All announcements must be received by noon Wednesday for publication the following Sunday. Publication of meetings is based on the judgment of Enquirer editors and space limitations. Meetings and seminars must be open to interested nonmembers. Fees cannot exceed $100, and priority is given to nonprofit groups. Announcements of meetings and seminars must include time, date and location to be considered for publication. Send to Shirley Dees, the Enquirer, 312 Elm St., Cincinnati, 45202.