The following is a sample of the highest rates available at Greater Cincinnati banks and savings and loans. Information was provided by each institution as of Feb. 13 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.
6-month certificate of deposit
| Institution | Yield |
| Spring Valley Bank | 1.75% |
| Peoples Community Bank | 1.75% |
| Cottage Savings ($500) | 1.75% |
| Columbia Savings Bank ($500) | 1.75% |
| Foundation Bank | 1.75% |
| CenterBank ($500) | 1.70% |
| Eagle Savings Bank | 1.70% |
| Cheviot B&L ($500) | 1.64% |
| Oak Hill Banks ($2,500) | 1.60% |
| Union Savings Bank ($500) | 1.55% |
| Cincinnati Federal S&L | 1.50% |
| Franklin Savings ($500) | 1.38% |
| Winton S&L ($500) | 1.25% |
| Bank of Kentucky ($500) | 1.25% |
| Westwood Homestead ($500) | 1.15% |
| Anderson Bank ($500) | 1.00% |
| PNC Bank | 0.80% |
| Provident Bank | 0.50% |
1-year certificate of deposit
| Institution | Yield |
| Spring Valley Bank | 2.05% |
| CenterBank ($500) | 2.05% |
| Foundation Bank ($500) | 2.01% |
| Peoples Community Bank | 2.00% |
| Cottage Savings ($500) | 2.00% |
| Bank of Kentucky ($500) | 2.00% |
| Cheviot B&L ($500) | 1.95% |
| Eagle Savings Bank | 1.95% |
| Columbia Savings Bank ($500) | 1.90% |
| Oak Hill Banks ($500) | 1.80% |
| Union Savings Bank ($500) | 1.75% |
| Cincinnati Federal S&L | 1.75% |
| Franklin Savings ($500) | 1.63% |
| Winton S&L ($500) | 1.50% |
| Anderson Bank ($500) | 1.50% |
| Provident Bank | 1.25% |
| Westwood Homestead ($500) | 1.20% |
| PNC Bank | 0.90% |
2-year certificate of deposit
| Institution | Yield |
| Foundation Bank ($500) | 2.51% |
| Cottage Savings ($500) | 2.50% |
| Peoples Community Bank | 2.50% |
| Anderson Bank ($500) | 2.50% |
| Bank of Kentucky ($500) | 2.50% |
| Eagle Savings Bank | 2.45% |
| CenterBank ($500) | 2.40% |
| Oak Hill Banks ($500) | 2.40% |
| Cheviot B&L ($500) | 2.40% |
| Union Savings Bank ($500) | 2.25% |
| Cincinnati Federal S&L | 2.25% |
| Columbia Savings Bank ($500) | 2.20% |
| Franklin Savings ($500) | 2.13% |
| Winton S&L ($500) | 2.00% |
| Provident Bank | 1.75% |
| Westwood Homestead ($500) | 1.80% |
| PNC Bank | 1.50% |
5-year certificate of deposit
| Institution | Yield |
| CenterBank ($500) | 3.75% |
| Oak Hill Banks ($500) | 3.75% |
| Cottage Savings ($500) | 3.75% |
| Foundation Bank ($500) | 3.75% |
| Westwood Homestead ($500) | 3.75% |
| Cheviot B&L ($500) | 3.75% |
| Cincinnati Federal S&L | 3.75% |
| Eagle Savings Bank | 3.75% |
| Provident Bank | 3.50% |
| Union Savings Bank ($500) | 3.50% |
| Peoples Community Bank | 3.50% |
| Bank of Kentucky ($500) | 3.50% |
| Franklin Savings ($500) | 3.50% |
| Columbia Savings Bank ($500) | 3.25% |
| PNC Bank | 2.90% |
| Winton S&L ($500) | 2.50% |
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