Saturday, March 8, 2003

Rate Report

Highest rates available in Greater Cincinnati

The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of March 6 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Peoples Community Bank1.75%
Columbia Savings Bank ($500)1.75%
Foundation Bank1.75%
CenterBank ($500)1.70%
Spring Valley Bank1.65%
Cheviot B&L ($500)1.58%
Cottage Savings ($500)1.50%
Cincinnati Federal S&L1.50%
Franklin Savings ($500)1.38%
Winton S&L ($500)1.25%
Bank of Kentucky ($500)1.25%
Westwood Homestead ($500)1.15%
Anderson Bank ($500)1.00%
PNC Bank0.80%
Provident Bank0.50%

1-year certificate of deposit

InstitutionYield
CenterBank ($500)2.05%
Foundation Bank ($500)2.01%
Peoples Community Bank2.00%
Bank of Kentucky ($500)2.00%
Columbia Savings Bank ($500)1.90%
Spring Valley Bank1.85%
Cheviot B&L ($500)1.84%
Cottage Savings ($500)1.75%
Cincinnati Federal S&L1.75%
Franklin Savings ($500)1.63%
Winton S&L ($500)1.50%
Anderson Bank ($500)1.50%
Provident Bank1.25%
Westwood Homestead ($500)1.20%
PNC Bank0.90%

2-year certificate of deposit

InstitutionYield
CenterBank ($500)2.55%
Foundation Bank ($500)2.51%
Peoples Community Bank2.50%
Anderson Bank ($500)2.50%
Bank of Kentucky ($500)2.50%
Cheviot B&L ($500)2.35%
Cottage Savings ($500)2.25%
Cincinnati Federal S&L2.25%
Columbia Savings Bank ($500)2.20%
Franklin Savings ($500)2.13%
Winton S&L ($500)2.00%
Westwood Homestead ($500)1.80%
Provident Bank1.75%
PNC Bank1.40%

5-year certificate of deposit

InstitutionYield
CenterBank ($500)3.75%
Foundation Bank ($500)3.75%
Westwood Homestead ($500)3.75%
Cheviot B&L ($500)3.75%
*Cincinnati Federal S&L3.75%
Peoples Community Bank3.75%
Cottage Savings ($500)3.50%
Provident Bank3.50%
Bank of Kentucky ($500)3.50%
Franklin Savings ($500)3.50%
Columbia Savings Bank ($500)3.25%
PNC Bank2.80%
Winton S&L ($500)2.50%