The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of March 6 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

Institution	Yield
Peoples Community Bank	1.75%
Columbia Savings Bank ($500)	1.75%
Foundation Bank	1.75%
CenterBank ($500)	1.70%
Spring Valley Bank	1.65%
Cheviot B&L ($500)	1.58%
Cottage Savings ($500)	1.50%
Cincinnati Federal S&L	1.50%
Franklin Savings ($500)	1.38%
Winton S&L ($500)	1.25%
Bank of Kentucky ($500)	1.25%
Westwood Homestead ($500)	1.15%
Anderson Bank ($500)	1.00%
PNC Bank	0.80%
Provident Bank	0.50%

1-year certificate of deposit

Institution	Yield
CenterBank ($500)	2.05%
Foundation Bank ($500)	2.01%
Peoples Community Bank	2.00%
Bank of Kentucky ($500)	2.00%
Columbia Savings Bank ($500)	1.90%
Spring Valley Bank	1.85%
Cheviot B&L ($500)	1.84%
Cottage Savings ($500)	1.75%
Cincinnati Federal S&L	1.75%
Franklin Savings ($500)	1.63%
Winton S&L ($500)	1.50%
Anderson Bank ($500)	1.50%
Provident Bank	1.25%
Westwood Homestead ($500)	1.20%
PNC Bank	0.90%

2-year certificate of deposit

Institution	Yield
CenterBank ($500)	2.55%
Foundation Bank ($500)	2.51%
Peoples Community Bank	2.50%
Anderson Bank ($500)	2.50%
Bank of Kentucky ($500)	2.50%
Cheviot B&L ($500)	2.35%
Cottage Savings ($500)	2.25%
Cincinnati Federal S&L	2.25%
Columbia Savings Bank ($500)	2.20%
Franklin Savings ($500)	2.13%
Winton S&L ($500)	2.00%
Westwood Homestead ($500)	1.80%
Provident Bank	1.75%
PNC Bank	1.40%

5-year certificate of deposit

Institution	Yield
CenterBank ($500)	3.75%
Foundation Bank ($500)	3.75%
Westwood Homestead ($500)	3.75%
Cheviot B&L ($500)	3.75%
*Cincinnati Federal S&L	3.75%
Peoples Community Bank	3.75%
Cottage Savings ($500)	3.50%
Provident Bank	3.50%
Bank of Kentucky ($500)	3.50%
Franklin Savings ($500)	3.50%
Columbia Savings Bank ($500)	3.25%
PNC Bank	2.80%
Winton S&L ($500)	2.50%