Saturday, March 15, 2003

Rate report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of March 13 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Peoples Community Bank1.75%
Columbia Savings Bank ($500)1.75%
Foundation Bank1.75%
CenterBank ($500)1.70%
Spring Valley Bank1.65%
Cheviot B&L ($500)1.58%
Union Savings Bank ($500)1.55%
Cottage Savings ($500)1.50%
Eagle Savings Bank1.50%
Franklin Savings ($500)1.38%
Cincinnati Federal S&L1.30%
Winton S&L ($500)1.25%
Bank of Kentucky ($500)1.25%
Westwood Homestead ($500)1.15%
Columbia Savings Bank, Ky. ($500)1.15%
Anderson Bank ($500)1.00%
PNC Bank0.70%
Provident Bank0.50%

1-year certificate of deposit

InstitutionYield
CenterBank ($500)2.05%
Foundation Bank ($500)2.01%
Peoples Community Bank2.00%
Bank of Kentucky ($500)2.00%
Columbia Savings Bank ($500)1.90%
Spring Valley Bank1.85%
Cheviot B&L ($500)1.84%
Cottage Savings ($500)1.75%
Union Savings Bank ($500)1.75%
Eagle Savings Bank1.70%
Franklin Savings ($500)1.63%
Cincinnati Federal S&L1.50%
Winton S&L ($500)1.50%
Anderson Bank ($500)1.50%
Provident Bank1.25%
Westwood Homestead ($500)1.20%
Columbia Savings Bank, Ky. ($500)1.20%
PNC Bank0.80%

2-year certificate of deposit

InstitutionYield
CenterBank ($500)2.60%
Foundation Bank ($500)2.51%
Peoples Community Bank2.50%
Anderson Bank ($500)2.50%
Bank of Kentucky ($500)2.50%
Cheviot B&L ($500)2.35%
Cottage Savings ($500)2.25%
Union Savings Bank ($500)2.25%
Eagle Savings Bank2.25%
Columbia Savings Bank ($500)2.20%
Franklin Savings ($500)2.13%
Cincinnati Federal S&L2.00%
Winton S&L ($500)2.00%
Provident Bank1.75%
Westwood Homestead ($500)1.65%
Columbia Savings Bank, Ky. ($500)1.65%
PNC Bank1.30%

5-year certificate of deposit

InstitutionYield
CenterBank ($500)3.75%
Foundation Bank ($500)3.75%
Cheviot B&L ($500)3.75%
Peoples Community Bank3.75%
Eagle Savings Bank3.75%
Cincinnati Federal S&L3.50%
Westwood Homestead ($500)3.50%
Columbia Savings Bank, Ky. ($500)3.50%
Cottage Savings ($500)3.50%
Provident Bank3.50%
Bank of Kentucky ($500)3.50%
Franklin Savings ($500)3.50%
Union Savings Bank ($500)3.50%
Columbia Savings Bank ($500)3.25%
PNC Bank2.60%
Winton S&L ($500)2.50%