The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of March 20 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.
6-month certificate of deposit
| Institution | Yield |
| Peoples Community Bank | 1.75% |
| Columbia Savings Bank ($500) | 1.75% |
| Foundation Bank | 1.75% |
| CenterBank ($500) | 1.70% |
| Spring Valley Bank | 1.65% |
| Union Savings Bank ($500) | 1.55% |
| Cheviot B&L ($500) | 1.50% |
| Cottage Savings ($500) | 1.50% |
| Oak Hill Banks ($2,500) | 1.45% |
| Eagle Savings Bank | 1.40% |
| Franklin Savings ($500) | 1.38% |
| Cincinnati Federal S&L | 1.30% |
| Winton S&L ($500) | 1.25% |
| Bank of Kentucky ($500) | 1.25% |
| Westwood Homestead ($500) | 1.15% |
| Anderson Bank ($500) | 1.00% |
| PNC Bank | 0.70% |
| Provident Bank | 0.50% |
1-year certificate of deposit
| Institution | Yield |
| CenterBank ($500) | 2.05% |
| Foundation Bank ($500) | 2.01% |
| Peoples Community Bank | 2.00% |
| Bank of Kentucky ($500) | 2.00% |
| Columbia Savings Bank ($500) | 1.90% |
| Spring Valley Bank | 1.85% |
| Cheviot B&L ($500) | 1.75% |
| Cottage Savings ($500) | 1.75% |
| Union Savings Bank ($500) | 1.75% |
| Oak Hill Banks ($500) | 1.65% |
| Franklin Savings ($500) | 1.63% |
| Eagle Savings Bank | 1.60% |
| Cincinnati Federal S&L | 1.50% |
| Winton S&L ($500) | 1.50% |
| Anderson Bank ($500) | 1.50% |
| Provident Bank | 1.25% |
| Westwood Homestead ($500) | 1.20% |
| PNC Bank | 0.80% |
2-year certificate of deposit
| Institution | Yield |
| CenterBank ($500) | 2.60% |
| Foundation Bank ($500) | 2.51% |
| Peoples Community Bank | 2.50% |
| Anderson Bank ($500) | 2.50% |
| Bank of Kentucky ($500) | 2.50% |
| Cheviot B&L ($500) | 2.25% |
| Cottage Savings ($500) | 2.25% |
| Union Savings Bank ($500) | 2.25% |
| Oak Hill Banks ($500) | 2.25% |
| Columbia Savings Bank ($500) | 2.20% |
| Eagle Savings Bank | 2.15% |
| Franklin Savings ($500) | 2.13% |
| Cincinnati Federal S&L | 2.00% |
| Winton S&L ($500) | 2.00% |
| Provident Bank | 1.75% |
| Westwood Homestead ($500) | 1.65% |
| PNC Bank | 1.30% |
5-year certificate of deposit
| Institution | Yield |
| CenterBank ($500) | 3.75% |
| Foundation Bank ($500) | 3.75% |
| Peoples Community Bank | 3.75% |
| Eagle Savings Bank | 3.75% |
| Cheviot B&L ($500) | 3.65% |
| Oak Hill Banks ($500) | 3.51% |
| Cincinnati Federal S&L | 3.50% |
| Westwood Homestead ($500) | 3.50% |
| Cottage Savings ($500) | 3.50% |
| Provident Bank | 3.50% |
| Bank of Kentucky ($500) | 3.50% |
| Franklin Savings ($500) | 3.50% |
| Union Savings Bank ($500) | 3.50% |
| Columbia Savings Bank ($500) | 3.25% |
| PNC Bank | 2.60% |
| Winton S&L ($500) | 2.50% |
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