Saturday, April 26, 2003

Rate report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of April 24 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
CenterBank ($500)1.80%
Peoples Community Bank1.75%
Foundation Bank1.75%
Spring Valley Bank1.65%
Columbia Savings Bank ($500)1.65%
Cottage Savings ($500)1.50%
Oak Hill Banks ($2,500)1.45%
Franklin Savings ($500)1.38%
Cincinnati Federal S&L1.30%
Winton Savings & Loan ($500)1.25%
The Bank of Kentucky ($500)1.25%
Westwood Homestead ($500)1.15%
Anderson Bank ($500)1.00%
PNC Bank1.00%
Provident Bank0.50%

1-year certificate of deposit

InstitutionYield
CenterBank ($500)2.05%
Foundation Bank ($500)2.01%
The Bank of Kentucky ($500)2.00%
Peoples Community Bank2.00%
Spring Valley Bank1.85%
Columbia Savings Bank ($500)1.80%
Cottage Savings ($500)1.75%
Oak Hill Banks ($500)1.65%
Franklin Savings ($500)1.50%
Cincinnati Federal S&L1.50%
Anderson Bank ($500)1.50%
Winton Savings & Loan ($500)1.50%
Westwood Homestead ($500)1.20%
Provident Bank1.00%
PNC Bank0.90%

2-year certificate of deposit

InstitutionYield
CenterBank ($500)2.65%
Foundation Bank ($500)2.51%
Peoples Community Bank2.50%
Anderson Bank ($500)2.50%
The Bank of Kentucky ($500)2.50%
Cottage Savings ($500)2.25%
Oak Hill Banks ($500)2.25%
Columbia Savings Bank ($500)2.20%
Franklin Savings ($500)2.00%
Winton Savings & Loan ($500) 2.00%
Cincinnati Federal S&L2.00%
Westwood Homestead ($500)1.65%
Provident Bank1.50%
PNC Bank1.05%

5-year certificate of deposit

InstitutionYield
CenterBank ($500)3.75%
Foundation Bank ($500)3.75%
Peoples Community Bank3.75%
Oak Hill Banks ($500)3.51%
Cincinnati Federal S&L3.50%
Westwood Homestead ($500)3.50%
Cottage Savings ($500)3.50%
Franklin Savings ($500)3.50%
The Bank of Kentucky ($500)3.50%
Provident Bank3.25%
Columbia Savings Bank ($500)3.25%
Winton Savings & Loan ($500)2.50%
PNC Bank2.35%