The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of April 24 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.
6-month certificate of deposit
| Institution | Yield |
| CenterBank ($500) | 1.80% |
| Peoples Community Bank | 1.75% |
| Foundation Bank | 1.75% |
| Spring Valley Bank | 1.65% |
| Columbia Savings Bank ($500) | 1.65% |
| Cottage Savings ($500) | 1.50% |
| Oak Hill Banks ($2,500) | 1.45% |
| Franklin Savings ($500) | 1.38% |
| Cincinnati Federal S&L | 1.30% |
| Winton Savings & Loan ($500) | 1.25% |
| The Bank of Kentucky ($500) | 1.25% |
| Westwood Homestead ($500) | 1.15% |
| Anderson Bank ($500) | 1.00% |
| PNC Bank | 1.00% |
| Provident Bank | 0.50% |
1-year certificate of deposit
| Institution | Yield |
| CenterBank ($500) | 2.05% |
| Foundation Bank ($500) | 2.01% |
| The Bank of Kentucky ($500) | 2.00% |
| Peoples Community Bank | 2.00% |
| Spring Valley Bank | 1.85% |
| Columbia Savings Bank ($500) | 1.80% |
| Cottage Savings ($500) | 1.75% |
| Oak Hill Banks ($500) | 1.65% |
| Franklin Savings ($500) | 1.50% |
| Cincinnati Federal S&L | 1.50% |
| Anderson Bank ($500) | 1.50% |
| Winton Savings & Loan ($500) | 1.50% |
| Westwood Homestead ($500) | 1.20% |
| Provident Bank | 1.00% |
| PNC Bank | 0.90% |
2-year certificate of deposit
| Institution | Yield |
| CenterBank ($500) | 2.65% |
| Foundation Bank ($500) | 2.51% |
| Peoples Community Bank | 2.50% |
| Anderson Bank ($500) | 2.50% |
| The Bank of Kentucky ($500) | 2.50% |
| Cottage Savings ($500) | 2.25% |
| Oak Hill Banks ($500) | 2.25% |
| Columbia Savings Bank ($500) | 2.20% |
| Franklin Savings ($500) | 2.00% |
| Winton Savings & Loan ($500) | 2.00% |
| Cincinnati Federal S&L | 2.00% |
| Westwood Homestead ($500) | 1.65% |
| Provident Bank | 1.50% |
| PNC Bank | 1.05% |
5-year certificate of deposit
| Institution | Yield |
| CenterBank ($500) | 3.75% |
| Foundation Bank ($500) | 3.75% |
| Peoples Community Bank | 3.75% |
| Oak Hill Banks ($500) | 3.51% |
| Cincinnati Federal S&L | 3.50% |
| Westwood Homestead ($500) | 3.50% |
| Cottage Savings ($500) | 3.50% |
| Franklin Savings ($500) | 3.50% |
| The Bank of Kentucky ($500) | 3.50% |
| Provident Bank | 3.25% |
| Columbia Savings Bank ($500) | 3.25% |
| Winton Savings & Loan ($500) | 2.50% |
| PNC Bank | 2.35% |