By Paul Foy
The Associated Press

SALT LAKE CITY - Among the nation's major metropolitan areas, residents of Salt Lake City-Ogden are the nation's most generous, and people in Hartford, Conn., are the least, according to a study by the Chronicle of Philanthropy.

Salt Lake City-Ogden residents who itemized their federal tax deductions gave nearly 15 percent of their discretionary income to religious and nonprofit causes, according to the study being published today.

DATA ONLINE

The Chronicle's analysis of giving in each U.S. county is on its Web site, but you must pay to access it. You can read its free report, or subscribe, at philanthropy.com

The runner-up was Michigan's Grand Rapids-Muskegon-Holland area at 10 percent.

The study analyzed 1997 tax data for households earning more than $50,000 a year that itemized deductions, including charity donations, on their tax returns. Taxpayers who don't itemize can't write off charity donations, and there is no reliable way to measure their donations.

The Chronicle subtracted housing, food, taxes and other basic living costs from total incomes to arrive at figures for discretionary incomes.

For the Salt Lake-Ogden region, discretionary income was figured at $39,345 per household.

Hartford, Conn., was the nation's least-generous metropolitan area, with 4.7 percent of discretionary income going to charities, the study found.

In Utah, much of the charitable giving is in the form of tithing to the Church of Jesus Christ of Latter-day Saints. Across the nation, more than $3 of every $4 donated was given to houses of worship and religious causes, the study found.

Outside the church, United Way of Salt Lake raised only $8.2 million last year, far less than the $26 million the agency raises in other cities of equal size, chief executive officer Deborah Bayle Nielsen told the Chronicle.

The United Way has ranked Utah 48th in the nation for per-capita giving to secular charities.

The Mormon church's welfare chief, Harold Brown, told the Chronicle the generosity of the church and its members reduces the demand for social services in Utah.

Nielsen said that even so, the United Way still can't raise enough money to meet Utah's needs.