The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of May 1 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

Institution	Yield
CenterBank ($500)	1.80%
Peoples Community Bank	1.75%
Foundation Bank	1.75%
Spring Valley Bank	1.65%
Columbia Savings Bank ($500)	1.65%
Cottage Savings ($500)	1.50%
Cheviot Savings Bank ($500)	1.45%
Franklin Savings ($500)	1.38%
Winton Savings & Loan ($500)	1.25%
The Bank of Kentucky ($500)	1.25%
Westwood Homestead ($500)	1.15%
Anderson Bank ($500)	1.00%
PNC Bank	0.90%
Provident Bank	0.50%

1-year certificate of deposit

Institution	Yield
CenterBank ($500)	2.05%
Foundation Bank ($500)	2.01%
Peoples Community Bank	2.00%
Spring Valley Bank	1.85%
Columbia Savings Bank ($500)	1.80%
The Bank of Kentucky ($500)	1.75%
Cottage Savings ($500)	1.75%
Cheviot Savings Bank ($500)	1.65%
Franklin Savings ($500)	1.50%
Anderson Bank ($500)	1.50%
Winton Savings & Loan ($500)	1.50%
Westwood Homestead ($500)	1.20%
Provident Bank	1.00%
PNC Bank	0.80%

2-year certificate of deposit

Institution	Yield
CenterBank ($500)	2.65%
Foundation Bank ($500)	2.51%
Peoples Community Bank	2.50%
Anderson Bank ($500)	2.50%
The Bank of Kentucky ($500)	2.25%
Cottage Savings ($500)	2.25%
Columbia Savings Bank ($500)	2.20%
Cheviot Savings Bank ($500)	2.15%
Franklin Savings ($500)	2.00%
Winton Savings & Loan ($500)	2.00%
Westwood Homestead ($500)	1.65%
Provident Bank	1.50%
PNC Bank	0.95%

5-year certificate of deposit

Institution	Yield
CenterBank ($500)	3.75%
Foundation Bank ($500)	3.75%
Peoples Community Bank	3.75%
Cheviot Savings Bank ($500)	3.55%
Westwood Homestead ($500)	3.50%
Cottage Savings ($500)	3.50%
Franklin Savings ($500)	3.50%
The Bank of Kentucky ($500)	3.25%
Columbia Savings Bank ($500)	3.25%
Provident Bank	3.00%
Winton Savings & Loan ($500)	2.50%
PNC Bank	2.25%