Saturday, May 3, 2003

Rate report


The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of May 1 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
CenterBank ($500)1.80%
Peoples Community Bank1.75%
Foundation Bank1.75%
Spring Valley Bank1.65%
Columbia Savings Bank ($500)1.65%
Cottage Savings ($500)1.50%
Cheviot Savings Bank ($500)1.45%
Franklin Savings ($500)1.38%
Winton Savings & Loan ($500)1.25%
The Bank of Kentucky ($500)1.25%
Westwood Homestead ($500)1.15%
Anderson Bank ($500)1.00%
PNC Bank0.90%
Provident Bank0.50%

1-year certificate of deposit

InstitutionYield
CenterBank ($500)2.05%
Foundation Bank ($500)2.01%
Peoples Community Bank2.00%
Spring Valley Bank1.85%
Columbia Savings Bank ($500)1.80%
The Bank of Kentucky ($500)1.75%
Cottage Savings ($500)1.75%
Cheviot Savings Bank ($500)1.65%
Franklin Savings ($500)1.50%
Anderson Bank ($500)1.50%
Winton Savings & Loan ($500)1.50%
Westwood Homestead ($500)1.20%
Provident Bank1.00%
PNC Bank0.80%

2-year certificate of deposit

InstitutionYield
CenterBank ($500)2.65%
Foundation Bank ($500)2.51%
Peoples Community Bank2.50%
Anderson Bank ($500)2.50%
The Bank of Kentucky ($500)2.25%
Cottage Savings ($500)2.25%
Columbia Savings Bank ($500)2.20%
Cheviot Savings Bank ($500)2.15%
Franklin Savings ($500)2.00%
Winton Savings & Loan ($500) 2.00%
Westwood Homestead ($500)1.65%
Provident Bank1.50%
PNC Bank0.95%

5-year certificate of deposit

InstitutionYield
CenterBank ($500)3.75%
Foundation Bank ($500)3.75%
Peoples Community Bank3.75%
Cheviot Savings Bank ($500)3.55%
Westwood Homestead ($500)3.50%
Cottage Savings ($500)3.50%
Franklin Savings ($500)3.50%
The Bank of Kentucky ($500)3.25%
Columbia Savings Bank ($500)3.25%
Provident Bank3.00%
Winton Savings & Loan ($500)2.50%
PNC Bank2.25%