The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of May 29and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

Institution	Yield
Foundation Savings Bank	1.75%
CenterBank ($500)	1.75%
Spring Valley Bank	1.65%
Columbia Savings ($500)	1.60%
Peoples Community Bank	1.50%
Cottage Savings ($500)	1.50%
Oak Hill Banks ($2,500)	1.45%
Franklin Savings ($500)	1.38%
Cincinnati Federal S&L	1.30%
Winton S&L ($500)	1.25%
Bank of Kentucky ($500)	1.25%
Westwood Homestead ($500)	1.15%
Anderson Bank ($500)	1.00%
PNC Bank	0.90%
Provident Bank	0.50%

1-year certificate of deposit

Institution	Yield
Foundation Savings ($500)	2.01%
CenterBank ($500)	1.90%
Spring Valley Bank	1.85%
Peoples Community Bank	1.75%
Cottage Savings ($500)	1.75%
Bank of Kentucky ($500)	1.75%
Columbia Savings Bank ($500)	1.70%
Oak Hill Banks ($500)	1.65%
Cincinnati Federal S&L	1.50%
Franklin Savings ($500)	1.50%
Anderson Bank ($500)	1.50%
Winton S&L ($500)	1.50%
Westwood Homestead ($500)	1.20%
Provident Bank	1.00%
PNC Bank	0.80%

2-year certificate of deposit

Institution	Yield
CenterBank ($500)	2.55%
Foundation Savings ($500)	2.51%
Anderson Bank ($500)	2.50%
Peoples Community Bank	2.25%
Cottage Savings ($500)	2.25%
Oak Hill Banks ($500)	2.25%
Bank of Kentucky ($500)	2.25%
Columbia Savings Bank ($500)	2.15%
Franklin Savings ($500)	2.00%
Cincinnati Federal S&L	2.00%
Winton S&L ($500)	2.00%
Westwood Homestead ($500)	1.65%
Provident Bank	1.40%
PNC Bank	0.75%

5-year certificate of deposit

Institution	Yield
Foundation Savings ($500)	3.75%
CenterBank ($500)	3.60%
Oak Hill Banks ($500)	3.51%
Peoples Community Bank	3.50%
Franklin Savings ($500)	3.50%
Cottage Savings ($500)	3.50%
Cincinnati Federal S&L	3.50%
Westwood Homestead ($500)	3.25%
Columbia Savings Bank ($500)	3.25%
Bank of Kentucky ($500)	3.25%
Provident Bank	2.80%
Winton S&L ($500)	2.50%
PNC Bank	1.95%