The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of July 17 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.
6-month certificate of deposit
| Institution | Yield |
| Spring Valley Bank | 1.55% |
| Columbia Savings Bank ($500) | 1.50% |
| Peoples Community Bank | 1.50% |
| Oak Hill Banks | 1.45% |
| Foundation Savings Bank | 1.40% |
| CenterBank ($500) | 1.30% |
| Cincinnati Federal S&L | 1.30% |
| Cottage Savings ($500) | 1.25% |
| Franklin Savings ($500) | 1.25% |
| Cheviot Savings Bank ($500) | 1.20% |
| Anderson Bank ($500) | 1.00% |
| Bank of Kentucky ($500) | 1.00% |
| Westwood Homestead ($500) | 0.90% |
| Columbia Savings, Ky. ($500) | 0.90% |
| Provident Bank | 0.50% |
1-year certificate of deposit
| Institution | Yield |
| Spring Valley Bank | 1.75% |
| Peoples Community Bank | 1.75% |
| Oak Hill Banks ($500) | 1.65% |
| Columbia Savings Bank ($500) | 1.60% |
| CenterBank ($500) | 1.50% |
| Cottage Savings ($500) | 1.50% |
| Cincinnati Federal S&L | 1.50% |
| Foundation Savings ($500) | 1.50% |
| Cheviot Savings Bank ($500) | 1.40% |
| Franklin Savings ($500) | 1.38% |
| Anderson Bank ($500) | 1.25% |
| Bank of Kentucky ($500) | 1.25% |
| Provident Bank | 1.00% |
| Westwood Homestead ($500) | 1.00% |
| Columbia Savings, Ky. ($500) | 1.00% |
2-year certificate of deposit
| Institution | Yield |
| Oak Hill Banks ($500) | 2.25% |
| Peoples Community Bank | 2.25% |
| Cheviot Savings Bank ($500) | 2.05% |
| Anderson Bank ($500) | 2.00% |
| Columbia Savings Bank ($500) | 2.00% |
| Cottage Savings ($500) | 2.00% |
| Foundation Savings ($500) | 2.00% |
| CenterBank ($500) | 1.90% |
| Franklin Savings ($500) | 1.88% |
| Bank of Kentucky ($500) | 1.75% |
| Cincinnati Federal S&L | 1.60% |
| Provident Bank | 1.40% |
| Westwood Homestead ($500) | 1.25% |
| Columbia Savings, Ky. ($500) | 1.25% |
5-year certificate of deposit
| Institution | Yield |
| Oak Hill Banks ($500) | 3.51% |
| Peoples Community Bank | 3.50% |
| Franklin Savings ($500) | 3.50% |
| Cheviot Savings Bank ($500) | 3.45% |
| Cottage Savings ($500) | 3.25% |
| Foundation Savings ($500) | 3.25% |
| CenterBank ($500) | 3.00% |
| Columbia Savings, Ky. ($500) | 3.00% |
| Columbia Savings Bank ($500) | 3.00% |
| Westwood Homestead ($500) | 3.00% |
| Cincinnati Federal S&L | 2.85% |
| Bank of Kentucky ($500) | 2.75% |
| Provident Bank | 2.50% |
