Today's number: $15.21

What a worker must earn an hour to afford the average cost of $791 a month for a typical two-bedroom apartment and have enough left for food and other necessities, the Washington-based National Low Income Housing Coalition said.

The Associated Press

Today's mover

•Maureen Boothe has joined Paramount's Kings Island as marketing communications area manager. Boothe will concentrate on media and community relations, as well as special events and public relations activities. She has six years of public relations and marketing experience, most recently as marketing manager for INRANGE Global Consulting in Indianapolis. She spent two years as public relations coordinator at American United Life Insurance Co. She graduated from Purdue University.

Shirley Dees

Today's career talk

Okay, you've graduated from college, and you're looking for a job but not a real job just yet. Why not apply to be a GO (gentil organisateur) at Club Med, suggests the book Nice Job: The Guide to Cool, Odd, Risky, and Gruesome Ways to Make a Living by a team of writers on the Lookout Media Team. "About 8,000 GO's are working at any given time and the company needs 3,500 new ones during any given year," the book points out. There is at least one cautionary comment: "Employers outside the Club Med village may have a tough time understanding the value of the six years you spent at Club Med."

John Eckberg

Today's money tip

Credit card overuse or late bill payment can quickly snowball into a serious credit problem.

How can a person rein in credit spending and establish a good credit history? The answer may lie at your local bookstore or library. One book that offers insights and tips on how to cope with credit issues is Life After Debt, 3rd ed. by Bob Hammond and published by Career Press ($14.99). It discusses how to re-establish credit and sort out disputes with a credit bureau.

Knight Ridder News Service

Today's Company: Welcome Home

Moving Experiences: West side resident Lisa McLaughlin loves to move, believing that relocating to a new home is like getting a fresh start in life. She launched her company in 1989 when she realized that there was a market for moving services that included more than just loading and transport of home furnishings. Welcome Home packs, unpacks and arranges, offering a completely unpacked, professionally organized and decorated home by the end of the move day.

Finding A Niche: The company, based in Delhi Township, works primarily within a 25-mile radius of Cincinnati. It has served thousands of clients in its 15-year history. One segment of its clientele consists of older people who want extra help in moving into retirement communities.

Blueprint: Welcome Home employs more than 20 people, most of whom have been with the company for over six years. It is continuing to grow by offering consulting services to entrepreneurs elsewhere who want to establish their own "settling-in" service.

Jenny Callison