Saturday, September 20, 2003

Rate report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Sept. 18 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Emery Federal Credit Union ($500)1.51%
Columbia Savings Bank ($500)1.50%
Spring Valley Bank1.45%
Foundation Bank 1.40%
Eagle Savings Bank1.40%
CenterBank ($500)1.30%
Cincinnati Federal S&L1.30%
Winton S&L ($500)1.25%
Peoples Community Bank1.25%
Franklin Savings ($500)1.25%
Cottage Savings1.25%
Cheviot Savings Bank ($500)1.20%
Oak Hill Banks ($2,500)1.15%
Union Savings Bank ($500)1.05%
Anderson Bank ($500)1.00%
Bank of Kentucky ($500)1.00%

1-year certificate of deposit

InstitutionYield
Emery Federal Credit Union ($500)1.76%
Spring Valley Bank1.65%
Columbia Savings Bank ($500)1.60%
Peoples Community Bank1.50%
Cincinnati Federal S&L1.50%
Cottage Savings1.50%
Foundation Bank ($500)1.50%
Eagle Savings Bank1.50%
CenterBank ($500)1.40%
Cheviot Savings Bank ($500)1.40%
Oak Hill Banks ($500)1.40%
Franklin Savings ($500)1.38%
Anderson Bank ($500)1.25%
Winton S&L ($500)1.25%
Bank of Kentucky ($500)1.25%
Union Savings Bank ($500)1.15%

2-year certificate of deposit

InstitutionYield
Emery Federal Credit Union ($500)2.27%
Cincinnati Federal S&L2.25%
Eagle Savings Bank2.10%
Cheviot Savings Bank ($500)2.05%
Peoples Community Bank2.00%
Cottage Savings2.00%
Columbia Savings Bank ($500)2.00%
Anderson Bank ($500)2.00%
Foundation Bank ($500)2.00%
Oak Hill Banks ($500) 2.00%
Franklin Savings ($500)1.88%
Union Savings Bank ($500)1.85%
CenterBank ($500)1.80%
Bank of Kentucky ($500)1.75%
Winton S&L ($500)1.75%

5-year certificate of deposit

InstitutionYield
Emery Federal Credit Union ($500)3.80%
Cincinnati Federal S&L3.75%
Franklin Savings ($500)3.50%
Eagle Savings Bank3.50%
Cheviot Savings Bank ($500)3.45%
Peoples Community Bank3.25%
Union Savings Bank ($500)3.25%
Oak Hill Banks ($500)3.25%
Cottage Savings3.25%
Foundation Bank ($500)3.25%
CenterBank ($500)3.00%
Columbia Savings Bank ($500)3.00%
Bank of Kentucky ($500) 2.75%
Winton S&L ($500)2.50%



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