Saturday, September 27, 2003

Rate Report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Sept. 25 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500) 1.61%
Emery Federal Credit Union ($500)1.51%
Columbia Savings Bank ($500)1.50%
Peoples Community Bank1.50%
Cottage Savings ($500)1.50%
Spring Valley Bank1.45%
Foundation Bank 1.40%
Eagle Savings Bank1.40%
CenterBank ($500)1.30%
Cincinnati Federal S&L1.30%
Winton S&L ($500)1.25%
Franklin Savings ($500)1.25%
Cheviot Savings Bank ($500)1.20%
Anderson Bank ($500)1.00%
Bank of Kentucky ($500)1.00%

1-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)1.81%
Emery Federal Credit Union ($500)1.76%
Peoples Community Bank1.75%
Cottage Savings ($500)1.75%
Spring Valley Bank1.65%
Columbia Savings Bank ($500)1.60%
Cincinnati Federal S&L1.50%
Foundation Bank ($500)1.50%
Eagle Savings Bank1.50%
CenterBank ($500)1.40%
Cheviot Savings Bank ($500)1.40%
Franklin Savings ($500)1.38%
Anderson Bank ($500)1.25%
Winton S&L ($500)1.25%
Bank of Kentucky ($500)1.25%

2-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.32%
Emery Federal Credit Union ($500)2.27%
Cincinnati Federal S&L2.25%
Peoples Community Bank2.25%
Cottage Savings ($500)2.25%
Eagle Savings Bank2.10%
Cheviot Savings Bank ($500)2.05%
Columbia Savings Bank ($500)2.00%
Anderson Bank ($500)2.00%
Foundation Bank ($500)2.00%
Franklin Savings ($500)1.88%
CenterBank ($500)1.80%
Bank of Kentucky ($500)1.75%
Winton S&L ($500)1.75%

5-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)3.80%
Emery Federal Credit Union ($500)3.80%
Cincinnati Federal S&L3.75%
Peoples Community Bank3.75%
Franklin Savings ($500)3.50%
Eagle Savings Bank3.50%
Cottage Savings ($500)3.50%
Cheviot Savings Bank ($500)3.45%
Foundation Bank ($500)3.25%
CenterBank ($500)3.00%
Columbia Savings Bank ($500)3.00%
Bank of Kentucky ($500) 2.75%
Winton S&L ($500)2.50%



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