Saturday, October 4, 2003

Rate Report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Oct. 2 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500) 1.61%
Columbia Savings Bank ($500)1.50%
Peoples Community Bank1.50%
Cottage Savings ($500)1.50%
Spring Valley Bank1.45%
Eagle Savings Bank1.40%
CenterBank ($500)1.30%
Cincinnati Federal S&L1.30%
Franklin Savings ($500)1.25%
Cheviot Savings Bank ($500)1.20%
Anderson Bank ($500)1.00%
Bank of Kentucky ($500)1.00%

1-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)1.81%
Peoples Community Bank1.75%
Cottage Savings ($500)1.75%
Spring Valley Bank1.65%
Columbia Savings Bank ($500)1.60%
vCenterBank ($500)1.55%
Cincinnati Federal S&L1.50%
Eagle Savings Bank1.50%
Cheviot Savings Bank ($500)1.40%
Franklin Savings ($500)1.38%
Anderson Bank ($500)1.25%
Bank of Kentucky ($500)1.25%

2-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.32%
Cincinnati Federal S&L2.25%
Peoples Community Bank2.25%
Cottage Savings ($500)2.25%
Eagle Savings Bank2.10%
CenterBank ($500)2.05%
Cheviot Savings Bank ($500)2.05%
Columbia Savings Bank ($500)2.00%
Anderson Bank ($500)2.00%
Franklin Savings ($500)1.88%
Bank of Kentucky ($500)1.75%

5-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)3.80%
Cincinnati Federal S&L3.75%
Peoples Community Bank3.75%
Franklin Savings ($500)3.50%
Eagle Savings Bank3.50%
Cottage Savings ($500)3.50%
Cheviot Savings Bank ($500)3.45%
CenterBank ($500)3.00%
Columbia Savings Bank ($500)3.00%
Bank of Kentucky ($500) 2.75%



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