Saturday, October 18, 2003

Rate report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Oct.16 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Greater Cincinnati Credit Union ($500) 1.56%
Columbia Savings Bank ($500)1.50%
Peoples Community Bank1.50%
Spring Valley Bank1.45%
Eagle Savings Bank1.40%
Foundation Bank 1.40%
Cincinnati Federal S&L1.30%
Cottage Savings ($500)1.25%
Franklin Savings ($500)1.25%
Winton S&L ($500)1.25%
Cheviot Savings Bank ($500)1.20%
Union Savings Bank ($500)1.05%
Anderson Bank ($500)1.00%
Bank of Kentucky ($500)1.00%

1-year certificate of deposit

InstitutionYield
Greater Cincinnati Credit Union ($500)1.81%
Peoples Community Bank1.75%
Spring Valley Bank1.65%
Columbia Savings Bank ($500)1.60%
Cottage Savings ($500)1.50%
Cincinnati Federal S&L1.50%
Eagle Savings Bank1.50%
Foundation Bank ($500)1.50%
Cheviot Savings Bank ($500)1.40%
Franklin Savings ($500)1.38%
Anderson Bank ($500)1.25%
Bank of Kentucky ($500)1.25%
Winton S&L ($500)1.25%
Union Savings Bank ($500)1.15%

2-year certificate of deposit

InstitutionYield
Greater Cincinnati Credit Union ($500)2.32%
Cincinnati Federal S&L2.25%
Peoples Community Bank2.25%
Eagle Savings Bank2.10%
Cheviot Savings Bank ($500)2.05%
Foundation Bank ($500) 2.00%
Cottage Savings ($500)2.00%
Columbia Savings Bank ($500)2.00%
Anderson Bank ($500)2.00%
Franklin Savings ($500)1.88%
Union Savings Bank ($500)1.85%
Bank of Kentucky ($500)1.75%
Winton S&L ($500)1.75%

5-year certificate of deposit

InstitutionYield
Greater Cincinnati Credit Union ($500)3.80%
Cincinnati Federal Savings & Loan3.75%
Peoples Community Bank3.75%
Franklin Savings ($500)3.50%
Eagle Savings Bank3.50%
Cheviot Savings Bank ($500)3.45%
Cottage Savings ($500)3.25%
Foundation Bank ($500)3.25%
Union Savings Bank ($500)3.25%
Columbia Savings Bank ($500)3.00%
Bank of Kentucky ($500) 2.75%
Winton Savings & Loan ($500)2.50%




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