The following is a sample of the highest rates available at Greater Cincinnati banks and savings and loans. Information was provided by each institution as of Oct.23 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.
6-month certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 1.66% |
| Columbia Savings Bank ($500) | 1.50% |
| Peoples Community Bank | 1.50% |
| Eagle Savings Bank | 1.40% |
| Foundation Bank | 1.40% |
| Cincinnati Federal S&L | 1.30% |
| CenterBank ($500) | 1.30% |
| Cottage Savings ($500) | 1.25% |
| Franklin Savings ($500) | 1.25% |
| Winton S&L ($500) | 1.25% |
| Cheviot Savings Bank ($500) | 1.20% |
| Oak Hill Banks ($2,500) | 1.15% |
| Union Savings Bank ($500) | 1.05% |
| Anderson Bank ($500) | 1.00% |
| Bank of Kentucky ($500) | 1.00% |
1-year certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 1.91% |
| Peoples Community Bank | 1.75% |
| Columbia Savings Bank ($500) | 1.60% |
| CenterBank ($500) | 1.55% |
| Cottage Savings ($500) | 1.50% |
| Cincinnati Federal S&L | 1.50% |
| Eagle Savings Bank | 1.50% |
| Foundation Bank ($500) | 1.50% |
| Cheviot Savings Bank ($500) | 1.40% |
| Oak Hill Banks ($500) | 1.40% |
| Franklin Savings ($500) | 1.38% |
| Anderson Bank ($500) | 1.25% |
| Bank of Kentucky ($500) | 1.25% |
| Winton S&L ($500) | 1.25% |
| Union Savings Bank ($500) | 1.15% |
2-year certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 2.42% |
| Cincinnati Federal S&L | 2.25% |
| Peoples Community Bank | 2.25% |
| Franklin Savings ($500) | 2.25% |
| CenterBank ($500) | 2.15% |
| Eagle Savings Bank | 2.10% |
| Cheviot Savings Bank ($500) | 2.05% |
| Foundation Bank ($500) | 2.00% |
| Cottage Savings ($500) | 2.00% |
| Columbia Savings Bank ($500) | 2.00% |
| Anderson Bank ($500) | 2.00% |
| Oak Hill Banks ($500) | 2.00% |
| Union Savings Bank ($500) | 1.85% |
| Bank of Kentucky ($500) | 1.75% |
| Winton S&L ($500) | 1.75% |
5-year certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 3.80% |
| Cincinnati Federal S&L | 3.75% |
| Peoples Community Bank | 3.75% |
| Franklin Savings ($500) | 3.50% |
| Eagle Savings Bank | 3.50% |
| Cheviot Savings Bank ($500) | 3.45% |
| CenterBank ($500) | 3.30% |
| Cottage Savings ($500) | 3.25% |
| Foundation Bank ($500) | 3.25% |
| Union Savings Bank ($500) | 3.25% |
| Oak Hill Banks ($500) | 3.25% |
| Columbia Savings Bank ($500) | 3.00% |
| Bank of Kentucky ($500) | 2.75% |
| Winton S&L ($500) | 2.50% |
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