Saturday, November 8, 2003

Rate report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Nov. 6 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500) 1.61%
Cottage Savings ($500)1.55%
Columbia Savings Bank ($500)1.50%
Peoples Community Bank1.50%
Spring Valley Bank 1.45%
CenterBank ($500)1.30%
Foundation Bank 1.25%
Franklin Savings ($500)1.25%
Cheviot Savings Bank ($500)1.20%
Oak Hill Banks ($2,500)1.15%
Union Savings Bank ($500)1.05%
Anderson Bank ($500)1.00%
Bank of Kentucky ($500)1.00%

1-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)1.91%
Peoples Community Bank1.75%
Spring Valley Bank1.65%
Columbia Savings Bank ($500)1.60%
CenterBank ($500)1.55%
Cottage Savings ($500)1.50%
Foundation Bank ($500)1.41%
Cheviot Savings Bank ($500)1.40%
Oak Hill Banks ($500)1.40%
Franklin Savings ($500)1.38%
Anderson Bank ($500)1.25%
Bank of Kentucky ($500)1.25%
Union Savings Bank ($500)1.15%

2-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.32%
Peoples Community Bank2.25%
Franklin Savings ($500)2.25%
CenterBank ($500)2.15%
Cheviot Savings Bank ($500)2.05%
Foundation Bank ($500) 2.00%
Cottage Savings ($500)2.00%
Columbia Savings Bank ($500)2.00%
Anderson Bank ($500)2.00%
Oak Hill Banks ($500)2.00%
Union Savings Bank ($500)1.85%
Bank of Kentucky ($500)1.75%

5-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)3.80%
Peoples Community Bank3.75%
Franklin Savings ($500)3.50%
Cheviot Savings Bank ($500)3.45%
CenterBank ($500)3.30%
Cottage Savings ($500)3.25%
Foundation Bank ($500)3.25%
Union Savings Bank ($500)3.25%
Oak Hill Banks ($500)3.25%
Columbia Savings Bank ($500)3.00%
Bank of Kentucky ($500) 2.75%



Job growth energized in Oct.
Abrams' advice: Establish entrepreneur network
Bayer to split its operations
Everything is new at former antiques mall
Miami starts raising money
Regent's net income up 16.6%
Sadder but wiser, investors warier
Auto incentives likely to ratchet up again
Tristate summary
Business digest
Stock Market Game
Rate report
What's the buzz?