The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Nov. 13 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.
6-month certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 1.61% |
| Cottage Savings ($500) | 1.55% |
| Columbia Savings Bank ($500) | 1.50% |
| Peoples Community Bank | 1.50% |
| Spring Valley Bank | 1.45% |
| CenterBank ($500) | 1.30% |
| Cincinnati Federal S&L | 1.30% |
| Foundation Bank | 1.25% |
| Franklin Savings ($500) | 1.25% |
| Winton S&L ($500) | 1.25% |
| Cheviot Savings Bank ($500) | 1.20% |
| Friendship State Bank ($500) | 1.20% |
| Oak Hill Banks ($2,500) | 1.15% |
| Union Savings Bank ($500) | 1.05% |
| Anderson Bank ($500) | 1.00% |
| Bank of Kentucky ($500) | 1.00% |
| Advantage Bank ($500) | .90% |
1-year certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 1.91% |
| Peoples Community Bank | 1.75% |
| Spring Valley Bank | 1.65% |
| Columbia Savings Bank ($500) | 1.60% |
| CenterBank ($500) | 1.55% |
| Friendship State Bank ($500) | 1.53% |
| Cottage Savings ($500) | 1.50% |
| Cincinnati Federal S&L | 1.50% |
| Foundation Bank ($500) | 1.41% |
| Cheviot Savings Bank ($500) | 1.40% |
| Oak Hill Banks ($500) | 1.40% |
| Franklin Savings ($500) | 1.38% |
| Anderson Bank ($500) | 1.25% |
| Bank of Kentucky ($500) | 1.25% |
| Winton S&L ($500) | 1.25% |
| Union Savings Bank ($500) | 1.15% |
| Advantage Bank ($500) | 1.00% |
2-year certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 2.32% |
| CenterBank ($500) | 2.30% |
| Peoples Community Bank | 2.25% |
| Franklin Savings ($500) | 2.25% |
| Cincinnati Federal S&L | 2.25% |
| Cheviot Savings Bank ($500) | 2.05% |
| Friendship State Bank ($500) | 2.01% |
| Foundation Bank ($500) | 2.00% |
| Cottage Savings ($500) | 2.00% |
| Columbia Savings Bank ($500) | 2.00% |
| Anderson Bank ($500) | 2.00% |
| Oak Hill Banks ($500) | 2.00% |
| Union Savings Bank ($500) | 1.85% |
| Bank of Kentucky ($500) | 1.75% |
| Winton S&L ($500) | 1.75% |
| Advantage Bank ($500) | 1.25% |
5-year certificate of deposit
| Institution | Yield |
| Advantage Bank ($500) | 4.00% |
| Friendship State Bank ($500) | 3.82% |
| Greater Cincinnati C.U. ($500) | 3.80% |
| Peoples Community Bank | 3.75% |
| Cincinnati Federal S&L | 3.75% |
| Franklin Savings ($500) | 3.50% |
| Cheviot Savings Bank ($500) | 3.45% |
| CenterBank ($500) | 3.30% |
| Cottage Savings ($500) | 3.25% |
| Foundation Bank ($500) | 3.25% |
| Union Savings Bank ($500) | 3.25% |
| Oak Hill Banks ($500) | 3.25% |
| Columbia Savings Bank ($500) | 3.00% |
| Bank of Kentucky ($500) | 2.75% |
| Winton S&L ($500) | 2.50% |
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