The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Dec. 3 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.
6-month certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 1.76% |
| Cottage Savings ($500) | 1.55% |
| Peoples Community Bank | 1.50% |
| Columbia Savings Bank ($500) | 1.45% |
| Spring Valley Bank | 1.45% |
| Eagle Savings Bank | 1.40% |
| CenterBank ($500) | 1.30% |
| Winton S&L ($500) | 1.25% |
| Franklin Savings ($500) | 1.25% |
| Foundation Bank | 1.25% |
| Friendship State Bank ($500) | 1.20% |
| Cheviot Savings Bank ($500) | 1.20% |
| Oak Hill Banks ($2,500) | 1.15% |
| Union Savings Bank ($500) | 1.05% |
| Anderson Bank ($500) | 1.00% |
| Advantage Bank ($500) | 0.90% |
| Bank of Kentucky ($500) | 0.75% |
1-year certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 2.11% |
| Peoples Community Bank | 2.00% |
| CenterBank ($500) | 1.80% |
| Columbia Savings Bank ($500) | 1.70% |
| Spring Valley Bank | 1.65% |
| Friendship State Bank ($500) | 1.53% |
| Cottage Savings ($500) | 1.50% |
| Eagle Savings Bank | 1.50% |
| Foundation Bank ($500) | 1.41% |
| Cheviot Savings Bank ($500) | 1.40% |
| Oak Hill Banks ($500) | 1.40% |
| Franklin Savings ($500) | 1.38% |
| Anderson Bank ($500) | 1.25% |
| Winton S&L ($500) | 1.25% |
| Union Savings Bank ($500) | 1.15% |
| Advantage Bank ($500) | 1.00% |
| Bank of Kentucky ($500) | 1.00% |
2-year certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 2.63% |
| CenterBank ($500) | 2.55% |
| Peoples Community Bank | 2.50% |
| Spring Valley Bank | 2.35% |
| Franklin Savings ($500) | 2.25% |
| Eagle Savings Bank | 2.10% |
| Cheviot Savings Bank ($500) | 2.05% |
| Friendship State Bank ($500) | 2.01% |
| Cottage Savings ($500) | 2.00% |
| Columbia Savings Bank ($500) | 2.00% |
| Anderson Bank ($500) | 2.00% |
| Oak Hill Banks ($500) | 2.00% |
| Foundation Bank ($500) | 2.00% |
| Union Savings Bank ($500) | 1.85% |
| Winton S&L ($500) | 1.75% |
| Bank of Kentucky ($500) | 1.50% |
| Advantage Bank ($500) | 1.25% |
5-year certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 4.32% |
| Peoples Community Bank | 4.00% |
| Friendship State Bank ($500) | 3.82% |
| Advantage Bank ($500) | 3.75% |
| Columbia Savings Bank ($500) | 3.75% |
| CenterBank ($500) | 3.60% |
| Franklin Savings ($500) | 3.50% |
| Eagle Savings Bank | 3.50% |
| Cheviot Savings Bank ($500) | 3.45% |
| Cottage Savings ($500) | 3.25% |
| Union Savings Bank ($500) | 3.25% |
| Oak Hill Banks ($500) | 3.25% |
| Foundation Bank ($500) | 3.25% |
| Bank of Kentucky ($500) | 2.75% |
| Winton S&L ($500) | 2.50% |
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