Saturday, December 13, 2003

Rate report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Dec. 11 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500) 1.76%
Cottage Savings ($500)1.55%
Peoples Community Bank1.50%
Columbia Savings Bank ($500)1.45%
Spring Valley Bank 1.45%
Eagle Savings Bank1.40%
CenterBank ($500)1.30%
Cincinnati Federal S&L1.30%
Winton S&L ($500)1.25%
Franklin Savings ($500)1.25%
Foundation Bank1.25%
Friendship State Bank ($500)1.20%
Cheviot Savings Bank ($500)1.20%
Oak Hill Banks ($2,500)1.15%
Anderson Bank ($500)1.00%
Advantage Bank ($500)0.90%
Bank of Kentucky ($500)0.75%

1-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.11%
Peoples Community Bank2.00%
CenterBank ($500)1.80%
Columbia Savings Bank ($500)1.70%
Spring Valley Bank1.65%
Friendship State Bank ($500)1.53%
Cottage Savings ($500)1.50%
Eagle Savings Bank1.50%
Cincinnati Federal S&L1.50%
Foundation Bank ($500)1.41%
Cheviot Savings Bank ($500)1.40%
Oak Hill Banks ($500)1.40%
Franklin Savings ($500)1.38%
Anderson Bank ($500)1.25%
Winton S&L ($500)1.25%
Bank of Kentucky ($500)1.00%
Advantage Bank ($500)1.00%

2-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.63%
CenterBank ($500)2.55%
Peoples Community Bank2.50%
Spring Valley Bank2.35%
Franklin Savings ($500)2.25%
Cincinnati Federal S&L2.25%
Eagle Savings Bank2.10%
Cheviot Savings Bank ($500)2.05%
Friendship State Bank ($500)2.01%
Cottage Savings ($500)2.00%
Columbia Savings Bank ($500)2.00%
Anderson Bank ($500)2.00%
Oak Hill Banks ($500)2.00%
Foundation Bank ($500)2.00%
Winton S&L ($500)1.75%
Bank of Kentucky ($500)1.50%
Advantage Bank ($500)1.25%

5-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)4.32%
Peoples Community Bank4.00%
Friendship State Bank ($500)3.82%
Columbia Savings Bank ($500)3.75%
Advantage Bank ($500)3.75%
Cincinnati Federal S&L3.75%
CenterBank ($500)3.60%
Franklin Savings ($500)3.50%
Eagle Savings Bank3.50%
Cheviot Savings Bank ($500)3.45%
Cottage Savings ($500)3.25%
Oak Hill Banks ($500)3.25%
Foundation Bank ($500)3.25%
Bank of Kentucky ($500) 2.75%
Winton S&L ($500)2.50%



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