Saturday, February 7, 2004

Rate report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Feb. 5 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)1.76%
Anderson Bank ($500)1.65%
CenterBank ($500)1.50%
Peoples Community Bank1.50%
Columbia Savings Bank ($500)1.45%
Spring Valley Bank 1.45%
Cincinnati Federal S&L1.30%
Cottage Savings ($500)1.25%
Franklin Savings ($500)1.25%
Foundation Bank1.25%
Friendship State Bank ($500)1.20%
Cheviot Savings Bank ($500)1.20%
Union Savings Bank ($500)1.05%
Bank of Kentucky ($500)0.75%
1st National Bank0.75%

1-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.27%
CenterBank ($500)2.00%
Peoples Community Bank2.00%
1st National Bank2.00%
Columbia Savings Bank ($500)1.70%
Spring Valley Bank1.65%
Friendship State Bank ($500)1.53%
Cottage Savings ($500)1.50%
Cincinnati Federal S&L1.50%
Foundation Bank ($500)1.41%
Cheviot Savings Bank ($500)1.40%
Franklin Savings ($500)1.38%
Anderson Bank ($500)1.25%
Union Savings Bank ($500)1.15%
Bank of Kentucky ($500)1.00%

2-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.78%
CenterBank ($500)2.55%
Peoples Community Bank2.50%
1st National Bank2.50%
Spring Valley Bank2.35%
Franklin Savings ($500)2.25%
Cincinnati Federal S&L2.25%
Cheviot Savings Bank ($500)2.05%
Friendship State Bank ($500)2.01%
Cottage Savings ($500)2.00%
Anderson Bank ($500)2.00%
Foundation Bank ($500)2.00%
Columbia Savings Bank ($500)2.00%
Union Savings Bank ($500)1.85%
Bank of Kentucky ($500)1.50%

5-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)4.32%
Peoples Community Bank4.00%
Friendship State Bank ($500)3.82%
CenterBank ($500)3.80%
Cincinnati Federal S&L3.75%
1st National Bank3.70%
Franklin Savings ($500)3.50%
Cheviot Savings Bank ($500)3.45%
Cottage Savings ($500)3.25%
Foundation Bank ($500)3.25%
Union Savings Bank ($500)3.25%
Columbia Savings Bank ($500)3.15%
Bank of Kentucky ($500) 2.75%




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