Saturday, February 21, 2004

Rate report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Feb. 19 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)1.71%
Anderson Bank ($500)1.65%
Cottage Savings ($500)1.55%
Bramble Savings Bank1.51%
CenterBank ($500)1.50%
Peoples Community Bank1.50%
Columbia Savings Bank ($500)1.45%
Spring Valley Bank 1.45%
Cincinnati Federal S&L1.30%
Franklin Savings ($500)1.25%
Foundation Bank1.25%
Friendship State Bank ($500)1.20%
Cheviot Savings Bank ($500)1.20%
Oak Hill Banks ($2500)1.15%
Union Savings Bank ($500)1.05%
Winton S&L ($500)1.00%
Bank of Kentucky ($500)0.75%
1st National Bank0.75%

1-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.10%
CenterBank ($500)2.00%
Peoples Community Bank2.00%
1st National Bank2.00%
Bramble Savings Bank1.76%
Columbia Savings Bank ($500)1.70%
Cottage Savings ($500)1.65%
Spring Valley Bank1.65%
Friendship State Bank ($500)1.53%
Cincinnati Federal S&L1.50%
Foundation Bank ($500)1.41%
Cheviot Savings Bank ($500)1.40%
Oak Hill Banks ($500)1.40%
Franklin Savings ($500)1.38%
Anderson Bank ($500)1.25%
Winton S&L ($500)1.25%
Union Savings Bank ($500)1.15%
Bank of Kentucky ($500)1.00%

2-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.65%
CenterBank ($500)2.55%
Peoples Community Bank2.50%
Bramble Savings Bank2.37%
Spring Valley Bank2.35%
1st National Bank2.25%
Cottage Savings ($500)2.25%
Franklin Savings ($500)2.25%
Cincinnati Federal S&L2.25%
Cheviot Savings Bank ($500)2.05%
Friendship State Bank ($500)2.01%
Anderson Bank ($500)2.00%
Foundation Bank ($500)2.00%
Columbia Savings Bank ($500)2.00%
Oak Hill Banks ($500)2.00%
Union Savigs Bank ($500)1.85%
Winton S&L ($500)1.75%
Bank of Kentucky ($500)1.50%

5-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)4.10%
Bramble Savings Bank4.06%
Peoples Community Bank4.00%
Friendship State Bank ($500)3.82%
CenterBank ($500)3.80%
Cincinnati Federal S&L3.75%
Franklin Savings ($500)3.50%
1st National Bank3.45%
Cheviot Savings Bank ($500)3.45%
Union Savings Bank ($500)3.25%
Foundation Bank ($500)3.25%
Cottage Savings ($500)3.25%
Oak Hill Banks ($500)3.25%
Columbia Savings Bank ($500)3.15%
Bank of Kentucky ($500) 2.75%
Winton S&L ($500)2.50%




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