Saturday, March 6, 2004

Rate report



The following is a sample of the highest rates available at Greater Cincinnati banks and savings and loans. Information was provided by each institution as of March 4 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)1.71%
Anderson Bank ($500)1.65%
Cottage Savings ($500)1.55%
Bramble Savings Bank1.51%
CenterBank ($500)1.50%
Peoples Community Bank1.50%
Columbia Savings Bank ($500)1.45%
Spring Valley Bank 1.45%
Eagle Savings Bank1.40%
Friendship State Bank ($500)1.33%
Cincinnati Federal S&L1.30%
Franklin Savings ($500)1.25%
Foundation Bank1.25%
Cheviot Savings Bank ($500)1.20%
Oak Hill Banks ($2500)1.15%
Union Savings Bank ($500)1.05%
Winton S&L ($500)1.00%
Bank of Kentucky ($500)0.75%
1st National Bank0.75%

1-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.10%
CenterBank ($500)2.00%
Peoples Community Bank2.00%
Friendship State Bank ($500)1.86%
Bramble Savings Bank1.76%
Columbia Savings Bank ($500)1.70%
Cottage Savings ($500)1.65%
Spring Valley Bank1.65%
Eagle Savings Bank1.60%
1st National Bank1.50%
Cincinnati Federal S&L1.50%
Foundation Bank ($500)1.41%
Cheviot Savings Bank ($500)1.40%
Oak Hill Banks ($500)1.40%
Franklin Savings ($500)1.38%
Anderson Bank ($500)1.25%
Winton S&L ($500)1.25%
Union Savings Bank ($500)1.15%
Bank of Kentucky ($500)1.00%

2-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.65%
CenterBank ($500)2.55%
Peoples Community Bank2.50%
Bramble Savings Bank2.37%
Spring Valley Bank2.35%
Friendship State Bank ($500)2.26%
Eagle Savings Bank2.25%
Cottage Savings ($500)2.25%
Franklin Savings ($500)2.25%
Cincinnati Federal S&L2.25%
Cheviot Savings Bank ($500)2.05%
1st National Bank2.00%
Anderson Bank ($500)2.00%
Foundation Bank ($500)2.00%
Columbia Savings Bank ($500)2.00%
Oak Hill Banks ($500)2.00%
Union Savings Bank ($500)1.85%
Winton S&L ($500)1.75%
Bank of Kentucky ($500)1.50%

5-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)4.10%
Friendship State Bank ($500)4.07%
Bramble Savings Bank4.06%
Peoples Community Bank4.00%
CenterBank ($500)3.80%
Eagle Savings Bank3.75%
Cincinnati Federal S&L3.75%
Franklin Savings ($500)3.50%
Cheviot Savings Bank ($500)3.45%
1st National Bank3.45%
Foundation Bank ($500)3.25%
Union Savings Bank ($500)3.25%
Cottage Savings ($500)3.25%
Oak Hill Banks ($500)3.25%
Columbia Savings Bank ($500)3.15%
Bank of Kentucky ($500) 2.75%
Winton S&L ($500)2.50%



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