The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Thursday and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.
6-month certificate of deposit
| Institution | Yield |
| Cottage Savings ($500) | 1.75% |
| Columbia Savings Bank ($2500) | 1.65% |
| CenterBank ($500) | 1.50% |
| Peoples Community Bank | 1.50% |
| Spring Valley Bank | 1.45% |
| Greater Cincinnati C.U. ($500) | 1.41% |
| Cincinnatus S&L | 1.35% |
| Cincinnati Federal S&L | 1.30% |
| Franklin Savings ($500) | 1.25% |
| Foundation Bank | 1.25% |
| Cheviot Savings Bank ($500) | 1.20% |
| Friendship State Bank ($500) | 1.16% |
| Oak Hill Banks ($2500) | 1.15% |
| Anderson Bank ($500) | 1.00% |
| Winton S&L ($500) | 1.00% |
| Bank of Kentucky ($500) | 0.75% |
| 1st National Bank | 0.75% |
1-year certificate of deposit
| Institution | Yield |
| CenterBank ($500) | 2.05% |
| Peoples Community Bank | 2.00% |
| 1st National Bank | 2.00% |
| Columbia Savings Bank ($2500) | 1.90% |
| Cottage Savings ($500) | 1.85% |
| Greater Cincinnati C.U. ($500) | 1.76% |
| Spring Valley Bank | 1.65% |
| Cincinnatus S&L | 1.60% |
| Cincinnati Federal S&L | 1.50% |
| Friendship State Bank ($500) | 1.43% |
| Foundation Bank ($500) | 1.41% |
| Cheviot Savings Bank ($500) | 1.40% |
| Oak Hill Banks ($500) | 1.40% |
| Franklin Savings ($500) | 1.38% |
| Anderson Bank ($500) | 1.25% |
| Winton S&L ($500) | 1.25% |
| Bank of Kentucky ($500) | 1.00% |
2-year certificate of deposit
| Institution | Yield |
| Spring Valley Bank | 2.55% |
| Peoples Community Bank | 2.50% |
| CenterBank ($500) | 2.40% |
| Cincinnatus S&L | 2.40% |
| Greater Cincinnati C.U. ($500) | 2.26% |
| Cottage Savings ($500) | 2.25% |
| Franklin Savings ($500) | 2.25% |
| Cincinnati Federal S&L | 2.25% |
| Cheviot Savings Bank ($500) | 2.05% |
| Oak Hill Banks ($500) | 2.00% |
| 1st National Bank | 2.00% |
| Columbia Savings Bank ($500) | 2.00% |
| Anderson Bank ($500) | 2.00% |
| Foundation Bank ($500) | 2.00% |
| Friendship State Bank ($500) | 1.99% |
| Winton S&L ($500) | 1.75% |
| Bank of Kentucky ($500) | 1.50% |
5-year certificate of deposit
| Institution | Yield |
| Peoples Community Bank | 4.00% |
| CenterBank ($500) | 3.80% |
| Friendship State Bank ($500) | 3.79% |
| Cincinnati Federal S&L | 3.75% |
| Greater Cincinnati C.U. ($500) | 3.55% |
| Cheviot Savings Bank ($500) | 3.45% |
| 1st National Bank | 3.45% |
| Franklin Savings ($500) | 3.25% |
| Foundation Bank ($500) | 3.25% |
| Cottage Savings ($500) | 3.25% |
| Oak Hill Banks ($500) | 3.25% |
| Columbia Savings Bank ($500) | 3.15% |
| Bank of Kentucky ($500) | 2.75% |
| Winton S&L ($500) | 2.50% |
