Friday, June 11, 2004

Rate report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of June 10, and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Cottage Savings ($500)1.85%
Columbia Savings Bank ($2,500)1.78%
CenterBank ($500)1.75%
Greater Cincinnati C.U. ($500)1.51%
Cincinnatus S&L1.50%
Union Savings Bank ($500)1.50%
Peoples Community Bank1.50%
1st National Bank1.50%
Spring Valley Bank 1.45%
Eagle Savings Bank1.40%
Cincinnati Federal S&L1.30%
Franklin Savings ($500)1.25%
Foundation Bank1.25%
Cheviot Savings Bank ($500)1.20%
Friendship State Bank ($500)1.16%
Oak Hill Banks ($2,500)1.15%
Anderson Bank ($500)1.00%
Winton S&L ($500)1.00%
Bank of Kentucky ($500)1.00%

1-year certificate of deposit

InstitutionYield
Cottage Savings ($500)2.10%
CenterBank ($500)2.10%
Columbia Savings Bank ($2,500)2.08%
Greater Cincinnati C.U. ($500)2.02%
Peoples Community Bank2.00%
1st National Bank2.00%
Cincinnatus S&L1.90%
Union Savings Bank ($500)1.75%
Spring Valley Bank1.65%
Eagle Savings Bank1.60%
Friendship State Bank ($500)1.53%
Cincinnati Federal S&L1.50%
Anderson Bank ($500)1.50%
Bank of Kentucky ($500)1.50%
Foundation Bank ($500)1.41%
Cheviot Savings Bank ($500)1.40%
Oak Hill Banks ($500)1.40%
Franklin Savings ($500)1.38%
Winton S&L ($500)1.25%

2-year certificate of deposit

InstitutionYield
Peoples Community Bank3.00%
Cincinnati Federal S&L2.75%
Cincinnatus S&L2.60%
Spring Valley Bank2.55%
CenterBank ($500)2.55%
Union Savings Bank ($500)2.50%
Cottage Savings ($500)2.50%
Eagle Savings Bank2.50%
Friendship State Bank ($500)2.30%
Greater Cincinnati C.U. ($500)2.26%
Franklin Savings ($500)2.25%
1st National Bank2.25%
Cheviot Savings Bank ($500)2.05%
Oak Hill Banks ($500)2.00%
Columbia Savings Bank ($500)2.00%
Anderson Bank ($500)2.00%
Foundation Bank ($500)2.00%
Bank of Kentucky ($500)2.00%
Winton S&L ($500)1.75%

5-year certificate of deposit

InstitutionYield
Peoples Community Bank4.50%
1st National Bank4.50%
Cincinnati Federal S&L4.25%
CenterBank ($500)4.00%
Friendship State Bank ($500)3.94%
Eagle Savings Bank3.75%
Union Savings Bank ($500)3.75%
Franklin Savings ($500)3.75%
Greater Cincinnati C.U. ($500)3.55%
Cottage Savings ($500) 3.50%
Bank of Kentucky ($500)3.50%
Cheviot Savings Bank ($500)3.45%
Oak Hill Banks ($500)3.25%
Foundation Bank ($500)3.25%
Columbia Savings Bank ($500)3.15%
Winton S&L ($500)2.50%




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