Saturday, July 3, 2004

Rate Report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of July 1, and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)1.91%
CenterBank ($500)1.90%
Cottage Savings ($500)1.85%
Columbia Savings Bank ($2,500)1.78%
Foundation Bank1.51%
Cincinnatus S&L1.50%
Peoples Community Bank1.50%
Franklin Savings ($500)1.50%
Union Savings Bank ($500)1.50%
Spring Valley Bank 1.45%
Cincinnati Federal S&L1.30%
Cheviot Savings Bank ($500)1.20%
Anderson Bank ($500)1.00%
Bank of Kentucky ($500)1.00%
Winton S&L ($500)1.00%
1st National Bank1.00%

1-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.32%
CenterBank ($500)2.15%
Cottage Savings ($500)2.10%
Columbia Savings Bank ($2,500)2.08%
Peoples Community Bank2.00%
Franklin Savings ($500)2.00%
Cincinnatus S&L1.90%
Union Savings Bank ($500)1.75%
Foundation Bank ($500)1.66%
Spring Valley Bank1.65%
Cincinnati Federal S&L1.50%
Anderson Bank ($500)1.50%
Bank of Kentucky ($500)1.50%
1st National Bank1.50%
Cheviot Savings Bank ($500)1.40%
Winton S&L ($500)1.25%

2-year certificate of deposit

InstitutionYield
Peoples Community Bank3.00%
1st National Bank3.00%
Greater Cincinnati C.U. ($500)2.78%
Cincinnati Federal S&L2.75%
Franklin Savings ($500)2.63%
Cincinnatus S&L2.60%
Spring Valley Bank2.55%
CenterBank ($500)2.55%
Cottage Savings ($500)2.50%
Union Savings Bank ($500)2.50%
Foundation Bank ($500)2.25%
Columbia Savings Bank ($500)2.25%
Cheviot Savings Bank ($500)2.05%
Anderson Bank ($500)2.00%
Bank of Kentucky ($500)2.00%
Winton S&L ($500)1.75%

5-year certificate of deposit

InstitutionYield
Peoples Community Bank4.50%
1st National Bank4.50%
Greater Cincinnati C.U. ($500)4.31%
Cincinnati Federal S&L4.25%
Franklin Savings ($500)4.25%
CenterBank ($500)4.00%
Cheviot Savings Bank ($500)4.00%
Union Savings Bank ($500)3.75%
Columbia Savings Bank ($500)3.55%
Cottage Savings ($500) 3.50%
Bank of Kentucky ($500)3.50%
Foundation Bank ($500)3.30%
Winton S&L ($500)2.50%




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