The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of July 1, and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.
6-month certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 1.91% |
| CenterBank ($500) | 1.90% |
| Cottage Savings ($500) | 1.85% |
| Columbia Savings Bank ($2,500) | 1.78% |
| Foundation Bank | 1.51% |
| Cincinnatus S&L | 1.50% |
| Peoples Community Bank | 1.50% |
| Franklin Savings ($500) | 1.50% |
| Union Savings Bank ($500) | 1.50% |
| Spring Valley Bank | 1.45% |
| Cincinnati Federal S&L | 1.30% |
| Cheviot Savings Bank ($500) | 1.20% |
| Anderson Bank ($500) | 1.00% |
| Bank of Kentucky ($500) | 1.00% |
| Winton S&L ($500) | 1.00% |
| 1st National Bank | 1.00% |
1-year certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 2.32% |
| CenterBank ($500) | 2.15% |
| Cottage Savings ($500) | 2.10% |
| Columbia Savings Bank ($2,500) | 2.08% |
| Peoples Community Bank | 2.00% |
| Franklin Savings ($500) | 2.00% |
| Cincinnatus S&L | 1.90% |
| Union Savings Bank ($500) | 1.75% |
| Foundation Bank ($500) | 1.66% |
| Spring Valley Bank | 1.65% |
| Cincinnati Federal S&L | 1.50% |
| Anderson Bank ($500) | 1.50% |
| Bank of Kentucky ($500) | 1.50% |
| 1st National Bank | 1.50% |
| Cheviot Savings Bank ($500) | 1.40% |
| Winton S&L ($500) | 1.25% |
2-year certificate of deposit
| Institution | Yield |
| Peoples Community Bank | 3.00% |
| 1st National Bank | 3.00% |
| Greater Cincinnati C.U. ($500) | 2.78% |
| Cincinnati Federal S&L | 2.75% |
| Franklin Savings ($500) | 2.63% |
| Cincinnatus S&L | 2.60% |
| Spring Valley Bank | 2.55% |
| CenterBank ($500) | 2.55% |
| Cottage Savings ($500) | 2.50% |
| Union Savings Bank ($500) | 2.50% |
| Foundation Bank ($500) | 2.25% |
| Columbia Savings Bank ($500) | 2.25% |
| Cheviot Savings Bank ($500) | 2.05% |
| Anderson Bank ($500) | 2.00% |
| Bank of Kentucky ($500) | 2.00% |
| Winton S&L ($500) | 1.75% |
5-year certificate of deposit
| Institution | Yield |
| Peoples Community Bank | 4.50% |
| 1st National Bank | 4.50% |
| Greater Cincinnati C.U. ($500) | 4.31% |
| Cincinnati Federal S&L | 4.25% |
| Franklin Savings ($500) | 4.25% |
| CenterBank ($500) | 4.00% |
| Cheviot Savings Bank ($500) | 4.00% |
| Union Savings Bank ($500) | 3.75% |
| Columbia Savings Bank ($500) | 3.55% |
| Cottage Savings ($500) | 3.50% |
| Bank of Kentucky ($500) | 3.50% |
| Foundation Bank ($500) | 3.30% |
| Winton S&L ($500) | 2.50% |
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