Saturday, July 10, 2004

Rate Report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans.

Information was provided by each institution as of Thursday, and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)1.91%
CenterBank ($500)1.90%
Cottage Savings ($500)1.85%
Columbia Savings Bank ($2,500)1.78%
Foundation Bank1.66%
Eagle Savings Bank1.60%
Cincinnatus S&L1.50%
Peoples Community Bank1.50%
Franklin Savings ($500)1.47%
Union Savings Bank ($500)1.50%
Bramble Savings Bank1.46%
Spring Valley Bank1.45%
Cheviot Savings Bank1.45%
Cincinnati Federal S&L1.30%
Oak Hill Banks1.25%
Anderson Bank ($500)1.00%
Bank of Kentucky ($500)1.00%

1-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.32%
CenterBank ($500)2.15%
Cottage Savings ($500)2.10%
Columbia Savings Bank ($2,500)2.08%
Bramble Savings Bank2.01%
Peoples Community Bank2.00%
Franklin Savings ($500)2.00%
Cincinnatus S&L2.00%
Eagle Savings Bank1.90%
Foundation Bank ($500)1.81%
Spring Valley Bank1.65%
Cheviot Savings Bank1.60%
Cincinnati Federal S&L1.50%
Anderson Bank ($500)1.50%
Oak Hills Bank1.50%
Bank of Kentucky ($500)1.50%

2-year certificate of deposit

InstitutionYield
Bramble Savings Bank3.28%
Greater Cincinnati Credit Union3.03%
Peoples Community Bank3.00%
Cincinnati Federal S&L2.75%
Eagle Savings Bank2.75%
Cincinnatus S&L2.75%
Franklin Savings Bank2.56%
Spring Valley Bank2.55%
CenterBank ($500)2.55%
Cottage Savings ($500)2.50%
Foundation Bank ($500)2.41%
Oak Hills Bank2.25%
Cheviot Savings Bank ($500)2.25%
Columbia Savings Bank ($500)2.00%
Anderson Bank ($500)2.00%
Bank of Kentucky ($500)2.00%

5-year certificate of deposit

InstitutionYield
Peoples Community Bank4.50%
Greater Cincinnati C.U. ($500)4.31%
Cheviot Savings Bank4.25%
Cincinnati Federal S&L4.25%
Bramble Savings Bank4.06%
Franklin Savings ($500)4.11%
Eagle Savings Bank4.10%
CenterBank ($500)4.00%
Bank of Kentucky3.50%
Cottage Savings ($500)3.50%
Foundation Bank ($500)3.46%
Oak Hills Bank 3.35%
Columbia Savings Bank ($500)3.15%




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