Saturday, July 17, 2004

Rate Report



The following is a sample of the highest rates available at Greater Cincinnati banks and savings and loans. Information was provided by each institution as of July 15, and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
*Greater Cincinnati C.U. ($500)1.91%
*CenterBank ($500)1.90%
*Cottage Savings ($500)1.85%
*Columbia Savings Bank ($2,500)1.78%
*Foundation Bank1.66%
*Union Savings Bank ($500)1.65%
*Eagle Savings Bank1.60%
*Cincinnatus S&L1.50%
*Peoples Community Bank1.50%
*Franklin Savings ($500)1.50%
*Bramble Savings Bank1.46%
*Spring Valley Bank 1.45%
*Cheviot Savings Bank ($500)1.45%
*Cincinnati Federal S&L1.30%
*Oak Hill Banks 1.25%
*Bank of Kentucky ($500)1.25%
*Anderson Bank ($500)1.00%
*Winton S&L ($500)1.00%
1st National Bank1.00%

1-year certificate of deposit

InstitutionYield
*Greater Cincinnati C.U. ($500)2.32%
*CenterBank ($500)2.25%
*Cottage Savings ($500)2.10%
*Columbia Savings Bank ($2,500)2.08%
*Union Savings Bank ($500)2.05%
*Bramble Savings Bank2.01%
*Peoples Community Bank2.00%
*Franklin Savings ($500)2.00%
*Cincinnatus S&L2.00%
*Eagle Savings Bank1.90%
*Foundation Bank ($500)1.81%
*Bank of Kentucky ($500)1.75%
*Spring Valley Bank1.65%
*Cheviot Savings Bank ($500)1.60%
*Cincinnati Federal S&L1.50%
*Oak Hill Banks1.50%
*Anderson Bank ($500)1.50%
1st National Bank1.50%
*Winton S&L ($500)1.25%

2-year certificate of deposit

InstitutionYield
*Bramble Savings Bank3.28%
*Greater Cincinnati C.U. ($500)3.03%
*Peoples Community Bank3.00%
1st National Bank3.00%
*CenterBank ($500)3.00%
*Cincinnati Federal S&L2.75%
*Eagle Savings Bank2.75%
*Cincinnatus S&L2.75%
*Franklin Savings ($500)2.63%
*Union Savings Bank ($500)2.60%
*Spring Valley Bank2.55%
*Cottage Savings ($500)2.50%
*Bank of Kentucky ($500)2.50%
*Foundation Bank ($500)2.41%
*Columbia Savings Bank ($500)2.25%
*Oak Hill Banks2.25%
*Cheviot Savings Bank ($500)2.25%
*Anderson Bank ($500)2.00%
*Winton S&L ($500)1.75%

5-year certificate of deposit

InstitutionYield
*Greater Cincinnati C.U. ($500)4.57%
*Peoples Community Bank4.50%
1st National Bank4.50%
*Cincinnati Federal S&L4.25%
*Franklin Savings ($500)4.25%
*CenterBank ($500)4.25%
*Cheviot Savings Bank ($500)4.25%
*Union Savings Bank ($500)4.15%
*Eagle Savings Bank4.10%
*Bramble Savings Bank4.06%
*Bank of Kentucky ($500)3.75%
*Columbia Savings Bank ($500)3.55%
*Cottage Savings ($500) 3.50%
*Foundation Bank ($500)3.46%
*Oak Hill Banks3.35%
*Winton S&L ($500)2.50%




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Rate Report