The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of July 29, and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.
6-month certificate of deposit
| Institution | Yield |
| CenterBank ($500) | 1.95% |
| Greater Cincinnati C.U. ($500) | 1.91% |
| Cottage Savings ($500) | 1.85% |
| Columbia Savings Bank ($2,500) | 1.78% |
| Foundation Bank | 1.66% |
| Union Savings Bank ($500) | 1.65% |
| Eagle Savings Bank | 1.60% |
| Cincinnatus S&L | 1.50% |
| Peoples Community Bank | 1.50% |
| Franklin Savings ($500) | 1.50% |
| Cheviot Savings Bank ($500) | 1.50% |
| 1st National Bank | 1.50% |
| Bramble Savings Bank | 1.46% |
| Spring Valley Bank | 1.45% |
| Cincinnati Federal S&L | 1.30% |
| Oak Hill Banks | 1.25% |
| Bank of Kentucky ($500) | 1.25% |
| Winton S&L ($500) | 1.25% |
| Friendship State Bank ($500) | 1.22% |
| Anderson Bank ($500) | 1.00% |
1-year certificate of deposit
| Institution | Yield |
| CenterBank ($500) | 2.35% |
| Greater Cincinnati C.U. ($500) | 2.32% |
| Cottage Savings ($500) | 2.10% |
| Columbia Savings Bank ($2,500) | 2.08% |
| Union Savings Bank ($500) | 2.05% |
| Bramble Savings Bank | 2.01% |
| Peoples Community Bank | 2.00% |
| Franklin Savings ($500) | 2.00% |
| Cincinnatus S&L | 2.00% |
| Cheviot Savings Bank ($500) | 2.00% |
| Eagle Savings Bank | 1.90% |
| Foundation Bank ($500) | 1.81% |
| Bank of Kentucky ($500) | 1.75% |
| Winton S&L ($500) | 1.75% |
| 1st National Bank | 1.75% |
| Friendship State Bank ($500) | 1.68% |
| Spring Valley Bank | 1.65% |
| Cincinnati Federal S&L | 1.50% |
| Oak Hill Banks | 1.50% |
| Anderson Bank ($500) | 1.50% |
2-year certificate of deposit
| Institution | Yield |
| CenterBank ($500) | 3.05% |
| Greater Cincinnati C.U. ($500) | 3.03% |
| Peoples Community Bank | 3.00% |
| Bramble Savings Bank | 2.78% |
| Cheviot Savings Bank ($500) | 2.75% |
| Cincinnati Federal S&L | 2.75% |
| Eagle Savings Bank | 2.75% |
| Cincinnatus S&L | 2.75% |
| Franklin Savings ($500) | 2.63% |
| Union Savings Bank ($500) | 2.60% |
| 1st National Bank | 2.50% |
| Cottage Savings ($500) | 2.50% |
| Bank of Kentucky ($500) | 2.50% |
| Foundation Bank ($500) | 2.41% |
| Columbia Savings Bank ($500) | 2.25% |
| Oak Hill Banks | 2.25% |
| Winton S&L ($500) | 2.25% |
| Friendship State Bank ($500) | 2.14% |
| Anderson Bank ($500) | 2.00% |
5-year certificate of deposit
| Institution | Yield |
| Greater Cincinnati C.U. ($500) | 4.57% |
| Peoples Community Bank | 4.50% |
| 1st National Bank | 4.50% |
| Cincinnati Federal S&L | 4.25% |
| Franklin Savings ($500) | 4.25% |
| CenterBank ($500) | 4.25% |
| Cheviot Savings Bank ($500) | 4.25% |
| Union Savings Bank ($500) | 4.15% |
| Friendship State Bank ($500) | 4.10% |
| Eagle Savings Bank | 4.10% |
| Bramble Savings Bank | 4.06% |
| Bank of Kentucky ($500) | 3.75% |
| Columbia Savings Bank ($500) | 3.55% |
| Cottage Savings ($500) | 3.50% |
| Winton S&L ($500) | 3.50% |
| Foundation Bank ($500) | 3.46% |
| Oak Hill Banks | 3.35% |
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