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Saturday, August 28, 2004

Rate Report



The Enquirer

The following is a sample of the highest rates available at Greater Cincinnati banks and savings and loans. Information was provided by each institution as of Aug. 26, and is subject to change.

Minimum deposits are $1,000, except where noted.

Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)2.07%
Eagle Savings Bank2.05%
Columbia Savings Bank ($2,500)2.05%
Peoples Community Bank2.00%
Cottage Savings ($500)2.00%
Anderson Bank ($500)2.00%
Spring Valley Bank 1.85%
Foundation Bank1.66%
Cincinnatus S&L1.50%
Franklin Savings ($500)1.50%
Cheviot Savings Bank ($500)1.50%
Bramble Savings Bank1.46%
Oak Hill Banks 1.25%
Winton S&L ($500)1.25%
1st National Bank1.15%
AdvantageBank ($500)0.90%

1-year certificate of deposit

InstitutionYield
Peoples Community Bank2.50%
Eagle Savings Bank2.50%
Greater Cincinnati C.U. ($500)2.32%
Columbia Savings Bank ($2,500)2.28%
Cottage Savings ($500)2.25%
Foundation Bank ($500)2.06%
Spring Valley Bank2.05%
Bramble Savings Bank2.01%
Franklin Savings ($500)2.00%
Cincinnatus S&L2.00%
Cheviot Savings Bank ($500)2.00%
Winton S&L ($500)1.75%
1st National Bank1.50%
Oak Hill Banks1.50%
Anderson Bank ($500)1.50%
AdvantageBank ($500)1.50%

2-year certificate of deposit

InstitutionYield
Peoples Community Bank3.25%
Greater Cincinnati C.U. ($500)3.03%
Spring Valley Bank2.95%
Eagle Savings Bank2.95%
1st National Bank2.85%
Bramble Savings Bank2.78%
Foundation Bank ($500)2.76%
Cheviot Savings Bank ($500)2.75%
Cincinnatus S&L2.75%
Cottage Savings ($500)2.75%
Franklin Savings ($500)2.63%
Columbia Savings Bank ($500)2.55%
Oak Hill Banks2.25%
Winton S&L ($500)2.25%
AdvantageBank ($500)2.25%
Anderson Bank ($500)2.00%

5-year certificate of deposit

InstitutionYield
Greater Cincinnati C.U. ($500)4.57%
Peoples Community Bank4.50%
1st National Bank4.50%
Foundation Bank ($500)4.26%
Franklin Savings ($500)4.25%
Cheviot Savings Bank ($500)4.25%
Eagle Savings Bank4.25%
Bramble Savings Bank4.06%
AdvantageBank ($500)4.05%
Cottage Savings ($500) 3.85%
Columbia Savings Bank ($500)3.65%
Winton S&L ($500)3.50%
Oak Hill Banks3.35%




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