By Andrea Remke
Enquirer staff writer
COLD SPRING - Stan Steidel said he could be the poster example for any insurance company.
He and his wife, Louise, thought they had seen devastation two years ago when they lost all their belongings in a house fire just before Christmas.
However, just weeks ago, Steidel, executive secretary at the Northern Kentucky Athletic Conference, found out his vacation home in Navarre, Fla., was condemned after hurricanes ripped through the area.
The Steidels just returned from meeting with insurance adjusters last week.
"Half the house is just gone," he said of his property between Pensacola and Destin, Fla., along Santa Rosa Strait.
Steidel said strong water pounded his home, which he has owned for about five years. His boat, which was docked nearby, was also destroyed as 25- to 30-foot waves crashed onto shore.
"It's the kind of thing that you get in your car and get the heck out of there a day or two before," Steidel said.
Watching the news "you see it coming and hope you catch a break," he said. "But unfortunately, the stretch of hurricane was where we were."
Steidel said the youngest of his three daughters was living at the home because she was starting graduate school in Florida. She evacuated the home.
Steidel said he feels fortunate.
"People in Florida have been through so much," he said. "It's been a real catastrophe this summer. ... They are working hard, putting pieces back together."
Steidel also works part time for Covington Independent Schools. He and Superintendent Jack Moreland have been friends and co-workers for 30 years.
"I feel bad for his aggravation," Moreland said. Steidel said he and his wife are just "starting over." After the house fire - which was believed to have been caused by a faulty furnace - they rebuilt. Now they plan to rebuild the Florida home.
"Things happen for a reason, and you deal with it," he said. "Thank goodness for insurance."
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