Sunday, October 24, 2004

Exec's tough call: Covering his family



[photo]
Wiselore CEO Michael Carlton-Jones considered no insurance, but with a wife and two sons, that plan wasn't an option. He pays $500 a month.
Michael Carlton-Jones is chief executive of Wiselore, a data mining and analytics company that helps universities increase fund-raising.

He has a bachelor of science degree in accounting from Syracuse University, an MBA from Case Western Reserve University and experience as group controller at a major regional manufacturing firm. And just now, he has a problem.

Like many Americans, he has had trouble finding affordable family health insurance. Carlton-Jones found a $500-a-month package, but that, too, created a problem: His company's cash burn rate increased by $6,000 a year. He figures that amount is a couple of thousand dollars more than it ought to be.

"I considered not having it but with a wife, a 7-year-old son and year-and-a-half-old son, that wasn't acceptable. As a man, I just don't go to a doctor all that much," he said. "But for my family, that's just not an option."




SPECIAL REPORT: HEALTH INSURANCE
Tailored plans a high-fee stopgap
Workers bracing for insurance shock
Exec's tough call: Covering his family
Doing what's right loses out to costs
Rising fees eclipse prescription needs
Family does without, praying they'll get by
Subsidized coverage key, Springer says

ELECTION 2004
Ohio:
Campaign foot soldiers work to get out the vote
Appeals court decision: Vote in your precinct
GOP drops voter challenges
Integrity Hall has hosted many campaigners
Election boards prepare for it all as vote day nears
Campaign calendar
Kentucky:
Clooney's Kentucky roots, fame vs. Davis' business background
Some candidates want voters to split ticket
Mall key issue in city race
Three-way race for judge divides county
Open letter latest attack on Yoder
Poll: Bunning lead shrinking

Election 2004 page

TOP STORIES
Men defy stereotype, find joy in teaching
Thousands help better our region
Queen City's grand old flag best in Ohio; Louisville is tops in Ky.

IN THE TRISTATE
Krohn shows off after $3M remodeling
Tutor needed to grasp school funding?
Forum on public records law Wednesday
Would smoking ban singe business?
Public safety

ENQUIRER COLUMNISTS
Crowley: No accounting for missteps in Senate race
Bronson: I keep getting telephone calls from nut jobs
Good Things Happening

LIVES REMEMBERED
Helyn Mae Hehl's strength inspired
Letitia O'Neil studied integration

KENTUCKY STORIES
Newport's 150 years of firefighting
Northern Kentucky News in Brief
'Warmth' shelter seeks money
Mustang kicks up its heels