Sunday, October 24, 2004

Doing what's right loses out to costs



[photo]
Dave Hatter says lots of people go to the doctor at the "drop of a hat," adding unnecessary expenses to the system and driving up costs.
This issue of health insurance is clear for Dave Hatter, president of Libertas Technologies LLC, a Covington-based technology firm that produces custom software applications.

"We have been absolutely hammered," Hatter said of his personal health insurance plan. "Our premiums were $600 a month, which was a lot. Now it's just under $1,000 a month."

The three-employee company wants to provide a company-sponsored plan to make it a more attractive place to work and because it's the right thing to do.

"But if it's stay in business or go out of business, that's a pretty simple decision. As the lever continues to tip and price goes up, we have to re-evaluate level and quality versus the cost."

Hatter once worked at a drugstore in Covington and thinks that far too many people get far too many drugs for infirmities that are not too serious.




SPECIAL REPORT: HEALTH INSURANCE
Tailored plans a high-fee stopgap
Workers bracing for insurance shock
Exec's tough call: Covering his family
Doing what's right loses out to costs
Rising fees eclipse prescription needs
Family does without, praying they'll get by
Subsidized coverage key, Springer says

ELECTION 2004
Ohio:
Campaign foot soldiers work to get out the vote
Appeals court decision: Vote in your precinct
GOP drops voter challenges
Integrity Hall has hosted many campaigners
Election boards prepare for it all as vote day nears
Campaign calendar
Kentucky:
Clooney's Kentucky roots, fame vs. Davis' business background
Some candidates want voters to split ticket
Mall key issue in city race
Three-way race for judge divides county
Open letter latest attack on Yoder
Poll: Bunning lead shrinking

Election 2004 page

TOP STORIES
Men defy stereotype, find joy in teaching
Thousands help better our region
Queen City's grand old flag best in Ohio; Louisville is tops in Ky.

IN THE TRISTATE
Krohn shows off after $3M remodeling
Tutor needed to grasp school funding?
Forum on public records law Wednesday
Would smoking ban singe business?
Public safety

ENQUIRER COLUMNISTS
Crowley: No accounting for missteps in Senate race
Bronson: I keep getting telephone calls from nut jobs
Good Things Happening

LIVES REMEMBERED
Helyn Mae Hehl's strength inspired
Letitia O'Neil studied integration

KENTUCKY STORIES
Newport's 150 years of firefighting
Northern Kentucky News in Brief
'Warmth' shelter seeks money
Mustang kicks up its heels